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AUTO 5

Active
Public limited companyfounded 1992active for 34 yearsPaapsemlaan 20, 1070 Anderlecht, Belgium107 active companies are registered at this addressKBO/BCE: BE 0447.265.812
Summary

AUTO 5 has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.2m and a net result of €842,210. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 59% of 4,961 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail sale of motor vehicle parts and accessories
NACE 47820
4th largest employer in Anderlecht, Wholesale and retail trade sector40 sites
Size
€107.9mturnover 2025
Staff
591.5 FTE
Equity
€16.2m
Profit
€842,210
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Parent
Norauto Internationnal · 100%
Accounts 69 days early7 of 72 deeds read
Why 89raises riskLiquidity: current ratio 1.62, cash €1.6mSector: Retail trade (NACE 47)lowers riskFounded in 1992Legal form: public limited companyShow the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 47, large)
Financial strength · tick = 2024
Average
Solvency 69-2
equity 44.5% of total assets
Liquidity 28-3
short-term debt 53.7% · cash 4.3%
Profitability 52+13
return on assets 2.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (83 companies, NACE 47, large)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025highest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026lowest value 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €1,400,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.62, compared with 1.41 in 2024, above the usual 1.5; short-term debt: 53.7% and cash: 4.3% of total assets), but 55.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, large): better than 73% on solvency, 48% on liquidity, 36% on profitability and 49% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.62, cash €1.6m
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-02-2026, 69 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
69 days early
2024
69 days early
2023
68 days early
2022
67 days early
2021
72 days early
2020
57 days early
2019
83 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 69 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 20 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end17-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Capital & shares · Purpose ·…Merger · Capital increase ·…
  2. Reappointments: NORAUTO INTERNATIONAL, Philippe FOURNIER and…Gazette deed
  3. RestructuringMerger · Accounting effect ·…

Key points

  • Positive: Result rose in 2025from €146,113 to €842,210 ▲ 476% View
  • Positive: Among the best 5% on equitysector median €448,917 · 4,962 companies €16.2m View
  • Positive: 5 years of growth in a rowturnover 2025: €107.9m 5 years View
  • New directorslatest change 20-01-2026 · 3 in office 3 joined View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by Norauto Internationnalultimately: Norauto International SAS 100% View
  • Merger with FLEET SERVICE CENTERmerger on 07-07-2026 2026 View

By topic

Financials

Financial year
2025
Turnover
€107.9m
Profit
€842,210
Solvency
44.5%
Turnover▲ 1.6%
Net result
20192025
Go to Financials

Board & ownership

Board
3 members
Parent
Norauto Internationnal · 100%
  • Cédric HARIVELManaging director
  • NORAUTO INTERNATIONALDirector
  • Philippe FOURNIERDirector
Go to Board & ownership

Timeline

Events
43
Since
1994
Next accounts
by 30-04-2027
  1. 20-02-2026Annual accounts filed
  2. 27-05-2025Appointment: FORVIS MAZARS SA (statutory auditor)
  3. 20-02-2025Annual accounts filed
Go to Timeline

Company details

Sites
40
Legal form
Public limited company
Activity
Retail sale of motor vehicle parts and accessoriesNACE 47820
Founded
30-04-1992
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Purpose
“L'exploitation ou la participation à l'exploitation de tous magasins, bureaux, agences…” (deed in French)
Go to Articles of association

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