AT CONCEPT
ActiveSummary
AT CONCEPT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €684 and a net result of €52k. Its solvency ranks better than 15% of 4352 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability84▲+65
Solvency25▲+12
Growth78
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.2%
Return on assets
11.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4352 sector peers (2024).
NBB · sector comparisonPosition among 4352 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-05-2025, 64 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
64 d early
2023
35 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€0
Total assets
€439k▲ 5.0%
2023 · €418k
2023: €418k
2024: €439k▲ +5.0% vs 2023
2023 → 2024
Net result
€52k
2023 · €-56k
2023: €-56k
2024: €52k▲ +192% vs 2023
2023 → 2024
Working capital
€-178k▲ 20.3%
2023 · €-224k
2023: €-224k
2024: €-178k▲ +20.3% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Turnover€0-
Equity€-51k-€684
2023: €-51k
2024: €684▲ +101% vs 2023
Operating result€-48k-€61k
2023: €-48k
2024: €61k▲ +227% vs 2023
Net result€-56k-€52k
2023: €-56k
2024: €52k▲ +192% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €61k after a loss of €48k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €439k
Fixed assets
€355k ▼ 2.9%
Current assets
€84k ▲ 60.9%
Equity and liabilities €439k
Equity
€684
Debt
€438k
Debt finances 99.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€72k▲
2023 · €16k
Cash flow
€63k▲
2023 · €8k
Current ratio
0.32▲
2023 · 0.19
ROA
11.9%▲
2023 · -13.5%
Interest coverage
7.85▲
2023 · 1.99
Debt ≤ 1 year
€262k▼
2023 · €276k
Debt > 1 year
€176k▼
2023 · €193k
Equity ratios withheld: equity of €684 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€418k€439k▲
Fixed assets21/28€366k€355k▼
Tangible fixed assets22/27€366k€355k▼
Land and buildings22€364k€354k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€52k€84k▲
Amounts receivable within one year40/41€20k€0▼
Trade receivables40€18k€0▼
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€32k€84k▲
Deferred charges and accrued income490/1€98€105▲
Equity and liabilities
Total equity and liabilities10/49€418k€439k▲
Equity10/15€-51k€684▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-56k€-4k▲
Amounts payable17/49€469k€438k▼
Amounts payable after more than one year17€193k€176k▼
Financial debts170/4€193k€176k▼
Amounts payable within one year42/48€276k€262k▼
Current portion of amounts payable after more than one year42€17k€17k=
Trade debts44€40k€387▼
Suppliers440/4€40k€387▼
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€217k€239k▲
Income statement
Code20232024
Turnover70€0-
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€11k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€20k€76k▲
Operating profit (loss)9901€-48k€61k▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€-56k€52k▲
Profit (loss) for the period9904€-56k€52k▲
Profit (loss) for the period to be appropriated9905€-56k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-56k€-4k▲
Profit (loss) brought forward from the previous period14P-€-56k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Turnover70 | €0 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €64k | €11k | ▼ 83.2% |
| Other operating charges640/8 | €4k | €4k | ▼ 8.5% |
| Gross operating margin9900 | €20k | €76k | ▲ 275% |
| Operating profit (loss)9901 | €-48k | €61k | ▲ 227% |
| Financial charges65/66B | €8k | €9k | ▲ 14.9% |
| Recurring financial charges65 | €8k | €9k | ▲ 14.9% |
| Profit (loss) for the period before taxes9903 | €-56k | €52k | ▲ 192% |
| Profit (loss) for the period9904 | €-56k | €52k | ▲ 192% |
| Profit (loss) for the period to be appropriated9905 | €-56k | €52k | ▲ 192% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €418k | €439k | ▲ 5.0% |
| Fixed assets21/28 | €366k | €355k | ▼ 2.9% |
| Tangible fixed assets22/27 | €366k | €355k | ▼ 2.9% |
| Land and buildings22 | €364k | €354k | ▼ 2.7% |
| Furniture and vehicles24 | €2k | €1k | ▼ 45.6% |
| Current assets29/58 | €52k | €84k | ▲ 60.9% |
| Amounts receivable within one year40/41 | €20k | €0 | ▼ 100% |
| Trade receivables40 | €18k | €0 | ▼ 100% |
| Other amounts receivable41 | €2k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €32k | €84k | ▲ 160% |
| Deferred charges and accrued income490/1 | €98 | €105 | ▲ 7.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €418k | €439k | ▲ 5.0% |
| Equity10/15 | €-51k | €684 | ▲ 101% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €-56k | €-4k | ▲ 92.3% |
| Amounts payable17/49 | €469k | €438k | ▼ 6.7% |
| Amounts payable after more than one year17 | €193k | €176k | ▼ 9.0% |
| Financial debts170/4 | €193k | €176k | ▼ 9.0% |
| Amounts payable within one year42/48 | €276k | €262k | ▼ 5.0% |
| Current portion of amounts payable after more than one year42 | €17k | €17k | = |
| Trade debts44 | €40k | €387 | ▼ 99.0% |
| Suppliers440/4 | €40k | €387 | ▼ 99.0% |
| Taxes, remuneration and social security45 | €2k | €5k | ▲ 135% |
| Taxes450/3 | €2k | €5k | ▲ 135% |
| Other amounts payable47/48 | €217k | €239k | ▲ 10.4% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-56k | €52k | ▲ 192% |
| + Depreciation and write-downs630 | €64k | €11k | ▼ 83.2% |
| Operating cash flow (approximation) | €8k | €63k | ▲ 691% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €51k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2022
Ground area
364 m²
Building footprint
97 m²
Volume, LiDAR
632 m³
Parcel 62099A0154/00Z018, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AT CONCEPT
since 20222.337.767.702
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099A0154/00Z018 | Wallonia | 364 m² | 1 · 96 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 886 companies in sector 74991 we hold annual accounts for 317. 40 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
74991Agents and managers of artists, athletes and other public figures
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.