ARMELA

Active

Private limited companyfounded 1994active for 32 yearsScheutlaan 107, 1070 Anderlecht, BelgiumKBO/BCE: BE 0452.129.173

Summary

The computed 12-month bankruptcy probability of ARMELA is 1.6% (moderate). The 2025 annual accounts show equity of €153,987 and a net result of -€19,036. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 95% of 16,833 sector peers (NACE 56, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

ARMELAActiveChecked score 63/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301Full-service restaurants NACE 56111

1 site

Size

€169,027total assets 2025

Staff: 1 FTE
Equity: €153,987
Loss: -€19,036

Financial health

63 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.6%

Structure

Fatbardh BYBERIDirector

2025 accounts 65 days early1 of 6 deeds summarised

Why 63raises riskSector: Food and beverage service activities (NACE 56)Loss of €19,036 (financial year 2025)1 of the last 3 latelowers riskFounded in 1994Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 50% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 100=

equity 91.1% of total assets

Liquidity 52-2

short-term debt 8.9% · cash 2.0%

Profitability 5-84

return on assets -11.3%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)

Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 0.9%▼ -0.1 percentage points vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026lowest value 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 1.6%▲ +0.7 percentage points vs 05-2026highest value 07-2026: 1.6%● unchanged vs 06-2026highest value 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026

Credit of up to €9,000 on 30-day terms is acceptable

Liquidity ample (current ratio 10.63, compared with 16.84 in 2024, above the usual 1.5; short-term debt: 8.9% and cash: 2% of total assets), and 8.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 55% on liquidity, 19% on profitability and 30% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Food and beverage service activities (NACE 56)

KBO

Loss of €19,036 (financial year 2025)

NBB · annual accounts

Founded in 1994

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

1 of the last 3 late

NBB · filings

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

65 days early

2024

51 days early

2023

54 days late

2022

53 days late

2021

128 days late

2020

107 days late

2019

87 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 45 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 September (4 of the last 5 filed years within 104 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-05-2026 Annual accounts filedfinancial year 2025 · micro…
07-04-2026 Resignation: Fatbardh BYBERI (manager)Appointment: Fatbardh BYBERI (director) ·…
10-06-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 14% on net resultsector median €4,889 · 16,811 companies -€19,036 View
New directorlatest change 07-04-2026 · 1 in office 1 joined View
Active since 1994founded 10-02-1994 32 years View

By topic

Financials

Financial year: 2025
Total assets: €169,027
Loss: -€19,036
Solvency: 91.1%

Total assets▼ 7.7%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Fatbardh BYBERIDirector

Go to Board & ownership

Timeline

Events: 38
Since: 1996
Next accounts: by 31-07-2027

31-12-2024Highest result from 2018 to 2025
31-12-2024Liquidity more than doubled
31-12-2024Equity above €150,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Cafés and barsNACE 56301
Founded: 10-02-1994
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Purpose: “Elle a pour objet l'installation et l'exploitation de débits de boissons,snack-bars,salons…” (deed in French)

Go to Articles of association

Key facts about ARMELA

What is the company number of ARMELA?: 0452.129.173. In Belgium the VAT number is the company number with BE in front: BE 0452.129.173.
Where is ARMELA based?: The registered office is at Scheutlaan 107, 1070 Anderlecht.Company details
What does ARMELA do?: According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of ARMELA?: Private limited company (BV).
When was ARMELA founded?: On 10-02-1994.
Is ARMELA still active?: Yes, ARMELA is an active enterprise in the KBO register.
How many employees does ARMELA have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ARMELA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ARMELA profitable?: In financial year 2025, ARMELA made a loss of €19,036.
Where can I find the annual accounts of ARMELA?: ARMELA filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ARMELA due?: By 31-07-2027, for financial year 2026.Timeline