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ANLY

Active
Private limited companyfounded 1987active for 39 yearsIndustriepark 2, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 0432.044.235
Summary

ANLY has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €928,631 and a net result of €8,758. Equity is growing by about 9.2% per year across the filed financial years. Its solvency ranks better than 63% of 12,434 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Retail sale of clothing and accessories for women, men, children and babies (general range)
NACE 47716Retail trade NACE 47712
2 sites
Size
€1.9mtotal assets 2025
Staff
12.1 FTE
Equity
€928,631
Profit
€8,758
Turnover not published (abbreviated or micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Parent
BAUWENS CONSULTING · 100%
Holdings
1
Accounts 3 days early0 of 5 deeds read
Why 70raises risk1 change of registered office in 24 monthsSize: 12.1 FTE, total assets €1.9mSector: Retail trade (NACE 47)lowers riskFounded in 1987Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 54% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Strong
Solvency 74-1
equity 49.4% of total assets
Liquidity 43-5
short-term debt 41.8% · cash 10.6%
Profitability 69-2
return on assets 0.5%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,692 companies, NACE 47, small)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.8%▲ +0.4 percentage points vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 1.0%▲ +0.2 percentage points vs 04-2025 06-2025: 0.9%▼ -0.1 percentage points vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.7%▼ -0.3 percentage points vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.2 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.71, compared with 1.87 in 2024, above the usual 1.5; short-term debt: 41.8% and cash: 10.6% of total assets), but 50.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 71% on solvency, 50% on liquidity, 54% on profitability and 41% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: 12.1 FTE, total assets €1.9m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1987
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
6 days early
2023
29 days late
2022
12 days early
2021
23 days early
2020
121 days late
2019
69 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Positive: Among the best 15% on equitysector median €239,888 · 12,443 companies €928,631 View
  • Positive: 8 profitable years in a rowprofit 2025: €8,758 8 years View
  • Controlled by BAUWENS CONSULTINGthe company in turn controls 1 companies 100% View

By topic

Financials

Financial year
2025
Total assets
€1.9m
Profit
€8,758
Solvency
49.4%
Total assets▲ 2.1%
Net result
20182025
Go to Financials

Timeline

Events
40
Since
1989
Next accounts
by 31-07-2027
  1. 19-07-2023Annual accounts filed
  2. 08-07-2022Annual accounts filed
  3. 31-12-2021Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of clothing and accessories for women…NACE 47716
Founded
17-09-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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