Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of André Kunzler is 0.7% (low). The 2025 annual accounts show equity of €119k and a net result of €91k. Its solvency ranks better than 60% of 4723 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 17-07-2026 | 14 d early | 2026-00304141 |
| 31-12-2024 | 31-07-2025 | 30-06-2025 | 31 d early | 2025-00196819 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 67.1% | 55.5% | |
| Net result | €91k | €38k | |
| Equity | €119k | €64k | |
| Gross operating margin | €122k | €61k | |
| Total assets | €178k | €146k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €91k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €26k |
| Dividends | - |
| Total assets | €178k |
| Equity | €119k |
| Debt | €58k |
| of which ≤ 1y | €58k |
| of which > 1y | - |
| Working capital | €119k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 3.04 |
| Quick ratio | 3.04 |
| Working capital ratio | 67.1% |
| Solvency | 67.1% |
| Debt / equity | 0.49 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 51.2% |
| ROE | 76.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €178k |
| Current assets | 29/58 | €178k |
| Amounts receivable within one year | 40/41 | €460 |
| Cash & bank | 54/58 | €175k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €178k |
| Equity | 10/15 | €119k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €114k |
| Amounts payable | 17/49 | €58k |
| Amounts payable within one year | 42/48 | €58k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Gross operating margin | 9900 | €122k |
| Operating result | 9901 | €122k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €117k |
| Income taxes | 67/77 | €26k |
| Net result for the period | 9904 | €91k |
| Result to be appropriated | 9905 | €91k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Connections & network
1 connected companyLocations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0120/00S000 | Brussels | 1,025 m² | 1 · 221 m² | 14.9 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
2 acts06-12-2024 Act object · General meeting · Officer resignation · Officer appointment
- Act object: Einde mandaat en benoeming bestuurders - Einde mandaat en benoeming Managing Partner - Toekenning bijzondere volmacht · PricewaterhouseCoopers Bedrijfsrevisoren
- Publication: 06/12/2024 · PricewaterhouseCoopers Bedrijfsrevisoren
- Filing: 28/11/2024 · PricewaterhouseCoopers Bedrijfsrevisoren
- General meeting: 08/07/2024 · PricewaterhouseCoopers Bedrijfsrevisoren
- Officer resignation: role: bestuurder, end_date: 2024-06-30 · Matty (Mathias) Doumen
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Matthias Berten BV
- Permanent representative · Matthias Berten
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Isabelle Compère
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Amaury Dujardin BV
- Permanent representative · Amaury Dujardin
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Sien Eylenbosch
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Sam Falckenbach BV
- Permanent representative · Sam Falckenbach
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Florian Jacques
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Koen Maris BV
- Permanent representative · Koen Maris
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Colin Metzler
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Jan Okon BV
- Permanent representative · Jan Okon
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Jessica Sackett
- Officer resignation: role: bestuurder, end_date: 2024-07-01 · Matthias Coene
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Matthias Coene BV
- Permanent representative · Matthias Coene
- Officer resignation: role: bestuurder, end_date: 2024-07-01 · Emmanuel Jennes
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Emmanuel Jennes BV
- Permanent representative · Emmanuel Jennes
- Officer resignation: role: bestuurder, end_date: 2024-07-01 · André Soares Kunzler
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · André Kunzler BV
- Permanent representative · André Soares Kunzler
- Officer resignation: role: bestuurder, end_date: 2024-07-01 · Isabelle Meunier
- Officer appointment: role: bestuurder, term: onbepaalde duur, start_date: 2024-07-01 · Isabelle Meunier BV
- Permanent representative · Isabelle Meunier
- Filing representative: scope: publicatie van voormelde beslissing in de bijlagen bij het Belgisch Staatsblad ... en de wijziging van de gegevens in de Kruispuntbank van Ondernemingen · Patrick Van Haudt BV
- Filing representative: scope: publicatie van voormelde beslissing in de bijlagen bij het Belgisch Staatsblad ... en de wijziging van de gegevens in de Kruispuntbank van Ondernemingen · Tineke Van Vlaenderen
- Board meeting: 06/09/2024 · PricewaterhouseCoopers Bedrijfsrevisoren
- Officer resignation: role: Managing Partner (Gedelegeerd bestuurder), end_date: 2024-07-01 · Peter D'hondt BV
- Permanent representative · Peter D'hondt
- Officer appointment: role: Managing Partner (Gedelegeerd bestuurder), start_date: 2024-07-01 · Lien Winne BV
- Permanent representative · Lien Winne
- Filing representative: scope: publicatie van het hierna vermelde besluit in de bijlagen bij het Belgisch Staatsblad ... en de wijziging van de gegevens in de Kruispuntbank van Ondernemingen · Patrick Van Haudt BV
- Filing representative: scope: publicatie van het hierna vermelde besluit in de bijlagen bij het Belgisch Staatsblad ... en de wijziging van de gegevens in de Kruispuntbank van Ondernemingen · Tineke Van Vlaenderen
- Special power of attorney: 25/09/2024 · PricewaterhouseCoopers Bedrijfsrevisoren
06-12-2024 General meeting · Board meeting · Officer resignation · Officer appointment
- Publication: 06/12/2024 · PricewaterhouseCoopers Reviseurs d'Entreprises
- Filing: 28/11/2024 · PricewaterhouseCoopers Reviseurs d'Entreprises
- General meeting: 08/07/2024 · PricewaterhouseCoopers Reviseurs d'Entreprises
- Board meeting: 06/09/2024 · PricewaterhouseCoopers Reviseurs d'Entreprises
- Officer resignation: role: administrateur, end_date: 2024-06-30 · Matty (Mathias) Doumen
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Matthias Berten BV
- Permanent representative · Matthias Berten
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Isabelle Compère
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Amaury Dujardin BV
- Permanent representative · Amaury Dujardin
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Sien Eylenbosch
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Sam Falckenbach BV
- Permanent representative · Sam Falckenbach
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Florian Jacques
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Koen Maris BV
- Permanent representative · Koen Maris
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Colin Metzler
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Jan Okon BV
- Permanent representative · Jan Okon
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Jessica Sackett
- Officer resignation: role: administrateur, end_date: 2024-07-01 · Matthias Coene
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Matthias Coene BV
- Permanent representative · Matthias Coene
- Officer resignation: role: administrateur, end_date: 2024-07-01 · Emmanuel Jennes
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · Emmanuel Jennes BV
- Permanent representative · Emmanuel Jennes
- Officer resignation: role: administrateur, end_date: 2024-07-01 · André Soares Kunzler
- Officer appointment: role: administrateur, term: durée indétermnée, start_date: 2024-07-01 · André Kunzler BV
- Permanent representative · André Soares Kunzler
- Officer resignation: role: administrateur, end_date: 2024-07-01 · Isabelle Meunier
- Officer appointment: role: administrateur, term: durée indéterminée, start_date: 2024-07-01 · Isabelle Meunier BV
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
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Company registry (CBE)
Crossroads Bank| Legal nameFR | André Kunzler |