Skip to content

ANCI

Active
Private limited companyfounded 1988active for 38 yearsKleine Ekelstraat 43, 2200 Herentals, BelgiumKBO/BCE: BE 0434.476.361
Summary

The computed 12-month bankruptcy probability of ANCI is 1.6% (moderate). The 2025 annual accounts show negative equity (-€623,991) and a net result of -€59,438. Equity has been stable since 2018 (±0.5% per year). Its solvency ranks better than 5% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 08-06-1988 Normal situation
Activity
Retail sale of fruit and vegetables NACE 47210and 1 other
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment units
2.038.902.881 2200 Herentals, since 28-06-1988
2.257.372.617 2200 Herentals, since 08-10-2016
Financial year end
31 December
Peppol
Reachable since 25-11-2025

Board and ownership

Shareholders
  • FINCIS2025 annual accounts of FINCIS
  • IMMO-PASCA· score 932025 annual accounts of IMMO-PASCA

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€27,215
▼ 39.5%
Turnover
≈ €260,000
estimated
Loss
€59,438
▲ 90.7%
Equity
-€623,991
▼ 10.5%
Total assets
€220,211
▼ 18.0%
Employees on 31-12-2025
1
=
  • Negative equity on 31-12-2025
Score breakdownraises riskLoss of €59,438, the second in a row (financial year 2025)Negative equity -€623,991Sector: Retail trade (NACE 47)lowers riskSize: total assets €220,211Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -283.4% of total assets
Liquidity 93-1
short-term debt 20.7% · cash 46.3%
Profitability 0-4
return on assets -27.0%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.4%▼ -0.1 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025lowest value 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +1.0 percentage point vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.7%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.6%▼ -0.1 percentage points vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026
No credit on open account
Liquidity is ample, with a current ratio of 3.33 (3.53 in 2024), above the usual 1.5. Short-term debt is 20.7% and cash 46.3% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 93% on liquidity, 6% on profitability and 26% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €59,438, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€623,991
NBB · annual accounts
lowers risk · Size: total assets €220,211
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€623,991
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
20 days early
2023
5 days late
2022
3 days late
2021
44 days early
2020
8 days early
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€623,991 View
  • Caution: Lower solvency than 95% of companies in retail tradesector median 33.2% · 22,774 companies -283.4% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€59,438 View

Recent changes

  1. · Gazette deed 2 directors appointed, 2 directors resigningResignations: Verachtert Francis (director) and Verachtert Pascale (director) · Appointments: Verachtert Francis (director) and Verachtert Pascale (director)
  2. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as ANCI: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €158,000 and €258,000, founded between 1977 and 1994.

CompanyTotal assetsGross margin
ANCI Herentals€220,211€27,215
VERSIM Wuustwezel€241,183€31,782
HET BOURGONDISCH KRUIS Wielsbeke€199,489€34,035
DE ZALMROKERIJ Waregem€160,616€31,655
JAFRA Sint-Pieters-Leeuw€257,887€33,402
NORA Namur€162,044€35,406
Spec_T Hamme (Vl.)€157,779€35,480
Full comparison

Key facts about ANCI

What is the company number of ANCI?
The company number of ANCI is 0434.476.361. The VAT number is the same number with BE in front: BE 0434.476.361.
Where is ANCI based?
The registered office is at Kleine Ekelstraat 43, 2200 Herentals.Company details
What does ANCI do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of ANCI?
The legal form of ANCI is Private limited company (BV).
When was ANCI founded?
ANCI was founded on 08-06-1988.
Is ANCI still active?
Yes, ANCI is an active enterprise in the KBO register.
How many employees does ANCI have?
ANCI had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ANCI fall under?
In its 2025 annual accounts, ANCI states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of ANCI?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €27,215 and 49 comparable companies (NACE 472). It probably lies between €150,000 and €440,000.
Is ANCI profitable?
In financial year 2025, ANCI made a loss of €59,438.
Where can I find the annual accounts of ANCI?
ANCI filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ANCI due?
ANCI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.