AMBO
ActiveSummary
AMBO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €154k and a net result of €23k. Equity is growing by ~32.1% per year across the filed fiscal years. Its solvency ranks better than 56% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▼-22
Solvency77▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.84 in 2023; short-term debt: 48.3% and cash: 16.8% of total assets), and 48.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
91 d late
2022
85 d late
2021
87 d late
2020
124 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€154k▲ 17.7%
2023 · €131k
2018: €26klowest in 7 years
2019: €29k▲ +12.7% vs 2018
2020: €36k▲ +24.3% vs 2019
2021: €47k▲ +32.1% vs 2020
2022: €61k▲ +28.2% vs 2021
2023: €131k▲ +116% vs 2022
2024: €154k▲ +17.7% vs 2023highest in 7 years
2018 → 2024
Total assets
€298k▲ 10.5%
2023 · €269k
2018: €119k
2019: €85k▼ -28.7% vs 2018
2020: €81k▼ -4.7% vs 2019lowest in 7 years
2021: €92k▲ +13.4% vs 2020
2022: €118k▲ +28.9% vs 2021
2023: €269k▲ +128% vs 2022
2024: €298k▲ +10.5% vs 2023highest in 7 years
2018 → 2024
Net result
€23k▼ 67.1%
2023 · €70k
2018: €17k
2019: €3k▼ -80.8% vs 2018lowest in 7 years
2020: €7k▲ +116% vs 2019
2021: €11k▲ +64.1% vs 2020
2022: €13k▲ +16.0% vs 2021
2023: €70k▲ +426% vs 2022highest in 7 years
2024: €23k▼ -67.1% vs 2023
2018 → 2024
Working capital
€144k▲ 23.4%
2023 · €117k
2018: €25klowest in 7 years
2019: €29k▲ +14.0% vs 2018
2020: €36k▲ +25.5% vs 2019
2021: €45k▲ +26.4% vs 2020
2022: €59k▲ +30.9% vs 2021
2023: €117k▲ +97.0% vs 2022
2024: €144k▲ +23.4% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€36k-€47k▲ 32.1%€61k▲ 28.2%€131k▲ 116%€154k▲ 17.7%
2020: €36klowest in 5 years
2021: €47k▲ +32.1% vs 2020
2022: €61k▲ +28.2% vs 2021
2023: €131k▲ +116% vs 2022
2024: €154k▲ +17.7% vs 2023highest in 5 years
Operating result€7k-€12k▲ 64.8%€16k▲ 39.3%€71k▲ 338%€29k▼ 58.8%
2020: €7klowest in 5 years
2021: €12k▲ +64.8% vs 2020
2022: €16k▲ +39.3% vs 2021
2023: €71k▲ +338% vs 2022highest in 5 years
2024: €29k▼ -58.8% vs 2023
Net result€7k-€11k▲ 64.1%€13k▲ 16.0%€70k▲ 426%€23k▼ 67.1%
2020: €7klowest in 5 years
2021: €11k▲ +64.1% vs 2020
2022: €13k▲ +16.0% vs 2021
2023: €70k▲ +426% vs 2022highest in 5 years
2024: €23k▼ -67.1% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 59% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €298k
Fixed assets
€10k ▼ 29.6%
Current assets
€288k ▲ 12.7%
Equity and liabilities €298k
Equity
€154k ▲ 17.7%
Debt
€144k ▲ 3.7%
Debt's share of the balance-sheet total falls from 51.5% to 48.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2023 · €72k
Cash flow
€27k▼
2023 · €72k
Current ratio
2.00▲
2023 · 1.84
Quick ratio
1.95▲
2023 · 1.75
Debt to equity
0.94▼
2023 · 1.06
ROE
15.0%▼
2023 · 53.7%
ROA
7.8%▼
2023 · 26.0%
Interest coverage
115.18▼
2023 · 146.06
Debt ≤ 1 year
€144k▲
2023 · €139k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€269k€298k▲
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Furniture and vehicles24€14k€10k▼
Current assets29/58€255k€288k▲
Stocks and contracts in progress3€13k€7k▼
Stocks30/36€13k€7k▼
Amounts receivable within one year40/41€185k€230k▲
Trade receivables40€185k€216k▲
Other amounts receivable41-€14k
Cash at bank and in hand54/58€57k€50k▼
Deferred charges and accrued income490/1€170€217▲
Equity and liabilities
Total equity and liabilities10/49€269k€298k▲
Equity10/15€131k€154k▲
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€51k€51k=
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€4k€27k▲
Amounts payable17/49€139k€144k▲
Amounts payable within one year42/48€139k€144k▲
Trade debts44€63k€82k▲
Suppliers440/4€63k€82k▲
Taxes, remuneration and social security45€22k€6k▼
Taxes450/3€14k€6k▼
Remuneration and social security454/9€7k-
Other amounts payable47/48€54k€55k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€74k€36k▼
Operating profit (loss)9901€71k€29k▼
Financial income75/76B-€36
Recurring financial income75-€36
Financial charges65/66B€494€289▼
Recurring financial charges65€494€289▼
Profit (loss) for the period before taxes9903€70k€29k▼
Income taxes67/77-€6k
Profit (loss) for the period9904€70k€23k▼
Profit (loss) for the period to be appropriated9905€70k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€27k▲
Profit (loss) brought forward from the previous period14P€-66k€4k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €258 | €446 | €625 | €2k | €4k | ▲ 177% |
| Other operating charges640/8 | - | €1k | €1k | €2k | €3k | ▲ 32.7% |
| Gross operating margin9900 | €9k | €13k | €18k | €74k | €36k | ▼ 51.2% |
| Operating profit (loss)9901 | €7k | €12k | €16k | €71k | €29k | ▼ 58.8% |
| Financial income75/76B | - | €50 | - | - | €36 | - |
| Recurring financial income75 | - | €50 | - | - | €36 | - |
| Financial charges65/66B | - | €136 | €3k | €494 | €289 | ▼ 41.5% |
| Recurring financial charges65 | €24 | €136 | €3k | €494 | €289 | ▼ 41.5% |
| Profit (loss) for the period before taxes9903 | €7k | €11k | €13k | €70k | €29k | ▼ 58.9% |
| Income taxes67/77 | - | - | - | - | €6k | - |
| Profit (loss) for the period9904 | €7k | €11k | €13k | €70k | €23k | ▼ 67.1% |
| Profit (loss) for the period to be appropriated9905 | €7k | €11k | €13k | €70k | €23k | ▼ 67.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €81k | €92k | €118k | €269k | €298k | ▲ 10.5% |
| Fixed assets21/28 | - | €2k | €1k | €14k | €10k | ▼ 29.6% |
| Tangible fixed assets22/27 | - | €2k | €1k | €14k | €10k | ▼ 29.6% |
| Furniture and vehicles24 | - | €2k | €1k | €14k | €10k | ▼ 29.6% |
| Current assets29/58 | €81k | €90k | €117k | €255k | €288k | ▲ 12.7% |
| Stocks and contracts in progress3 | €2k | €19k | €19k | €13k | €7k | ▼ 42.6% |
| Stocks30/36 | - | €19k | €19k | €13k | €7k | ▼ 42.6% |
| Amounts receivable within one year40/41 | €61k | €69k | €59k | €185k | €230k | ▲ 24.2% |
| Trade receivables40 | - | €54k | €53k | €185k | €216k | ▲ 16.7% |
| Other amounts receivable41 | - | €15k | €6k | - | €14k | - |
| Cash at bank and in hand54/58 | €17k | €912 | €33k | €57k | €50k | ▼ 12.3% |
| Deferred charges and accrued income490/1 | - | €136 | €6k | €170 | €217 | ▲ 27.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €81k | €92k | €118k | €269k | €298k | ▲ 10.5% |
| Equity10/15 | €36k | €47k | €61k | €131k | €154k | ▲ 17.7% |
| Contributions10/11 | €75k | €75k | €75k | €75k | €75k | = |
| Capital10 | - | €75k | €75k | €75k | €75k | = |
| Issued capital100 | - | €75k | €75k | €75k | €75k | = |
| Reserves13 | €51k | €51k | €51k | €51k | €51k | = |
| Non-distributable reserves130/1 | - | €8k | €8k | €8k | €8k | = |
| Reserves not available under the articles1311 | - | €8k | €8k | €8k | €8k | = |
| Distributable reserves133 | - | €44k | €44k | €44k | €44k | = |
| Profit (loss) carried forward14 | €-91k | €-79k | €-66k | €4k | €27k | ▲ 537% |
| Amounts payable17/49 | €45k | €44k | €58k | €139k | €144k | ▲ 3.7% |
| Amounts payable within one year42/48 | €45k | €44k | €58k | €139k | €144k | ▲ 3.7% |
| Trade debts44 | €4k | €3k | €1k | €63k | €82k | ▲ 30.7% |
| Suppliers440/4 | - | €3k | €1k | €63k | €82k | ▲ 30.7% |
| Taxes, remuneration and social security45 | - | - | €5k | €22k | €6k | ▼ 71.3% |
| Taxes450/3 | - | - | €5k | €14k | €6k | ▼ 56.4% |
| Remuneration and social security454/9 | - | - | - | €7k | - | - |
| Other amounts payable47/48 | - | €41k | €52k | €54k | €55k | ▲ 2.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €11k | €13k | €70k | €23k | ▼ 67.1% |
| + Depreciation and write-downs630 | €258 | €446 | €625 | €2k | €4k | ▲ 177% |
| Operating cash flow (approximation) | €7k | €12k | €14k | €72k | €27k | ▼ 61.9% |
| Investment in fixed assets (approximation) | - | - | €0 | €-14k | €0 | ▲ 100% |
| Change in cash | - | €-16k | €32k | €24k | €-7k | ▼ 129% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
31-12
Financial
Equity above €150kEq €154k ▲17.7%
7 profitable years in a row build equity to €154k.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Highest result since 2018net €70k ▲426%
Operating result €71k, net result €70k, both a record.
31-12
Financial
Equity above €100kEq €131k ▲116%
6 profitable years in a row build equity to €131k.
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 85 days late
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 87 days late
2021
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 124 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 434 days late
2019
31-12
Financial
Weakest financial yearnet €3k ▼80.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 51 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
2016
20-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1983
Ground area
139 m²
Building footprint
139 m²
Volume, LiDAR
1,170 m³
Parcel 11003B0051/00X018, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Patriottenstraat 40, 2600 Antwerpen
since 19832.022.834.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0051/00X018 | Flanders | 139 m² | 1 · 139 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,362. 1,893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-08-1983
Fiscal year end31-12
Activities, NACEBEL 2025
43350Other building finishing work
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.