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AMAD

Active
Private limited companyfounded 199531 yrs activeAdolphe Willemynsstraat 142, 1070 Anderlecht, BelgiumKBO/BCE: BE 0454.740.552
Summary

The computed 12-month bankruptcy probability of AMAD is 2.1% (moderate). The 2025 annual accounts show negative equity (-€20,736) and a net result of -€4,125. Equity is shrinking by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 5349 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330Non-scheduled passenger transport by road NACE 49320NACE 60220
1 site
Size
€21,804total assets 2025
Equity
-€20,736
Loss
-€4,125
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.1%
Structure
Accounts filed 24 d late0 of 1 deed read
Why 51- Sector Land transport and transport via pipelines (NACE 49)- Loss of €4,125 (FY 2025)- Negative equity -€20,736+ Size: total assets €21,804Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 14% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 0=
equity -95.1% of total assets
Liquidity 6+1
short-term debt 195.1% · cash 5.0%
Profitability 50-38
return on assets -18.9%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (8,995 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%▼ -0.9% vs 11-2024 01-2025: 0.6%▲ +2.4% vs 12-2024 02-2025: 0.6%▲ +1.1% vs 01-2025 03-2025: 0.6%▼ -0.2% vs 02-2025 04-2025: 0.6%● 0.0% vs 03-2025 05-2025: 0.5%▼ -2.0% vs 04-2025 06-2025: 0.5%▼ -6.1% vs 05-2025lowest value 07-2025: 0.7%▲ +27.5% vs 06-2025 08-2025: 0.9%▲ +40.7% vs 07-2025 09-2025: 0.9%● 0.0% vs 08-2025 10-2025: 0.9%● 0.0% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▼ -1.0% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%▲ +0.9% vs 02-2026 04-2026: 0.9%▲ +3.5% vs 03-2026 05-2026: 1.0%▲ +3.5% vs 04-2026 06-2026: 1.0%▼ -1.0% vs 05-2026 07-2026: 1.2%▲ +20.8% vs 06-2026 08-2026: 1.9%▲ +60.9% vs 07-2026 09-2026: 2.1%▲ +10.4% vs 08-2026highest value 10-2026: 2.1%● 0.0% vs 09-2026highest value
  • Size: total assets €21,804 lowers the probability for this profile
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Loss of €4,125 (FY 2025) raises the probability
  • Negative equity -€20,736 raises the probability
No credit on open account
Liquidity short (current ratio 0.03 against 0.14 in 2024; short-term debt: 195.1% and cash: 5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 5%, liquidity 7%, profitability 27%, growth against the median 18%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €21,804
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Loss of €4,125 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€20,736
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€20,736
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
6 d early
2023
7 d late
2022
6 d early
2021
24 d late
2020
17 d late
2019
14 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €5,333 ▲357%

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€20,736 View
  • Caution: Among the weakest 5% on solvencysector median 38.7% · 5,349 companies -95.1% View
  • Active since 1995founded 22-03-1995 31 years View

By topic

Financials

Fiscal year
2025
Total assets
€21,804
Loss
-€4,125
Solvency
-95.1%
Turnover▲ 58.3%
Net result
20182023
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 24-08-2026Annual accounts filed
  2. 25-07-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
On-demand passenger transport by chauffeured vehicleNACE 49330
Founded
22-03-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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