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Alfapay

Active
Private limited companyfounded 2012active for 14 yearsBedrijfsstraat 2, 3500 Hasselt, BelgiumKBO/BCE: BE 0842.647.215
Summary

Alfapay has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,069 and a net result of €356. Equity has been stable since 2018 (±1% per year). Its solvency ranks better than 69% of 3,395 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-01-2012 Normal situation
Activity
Computer programming NACE 62100and 3 others
Establishment unit
2.207.823.334 3500 Hasselt, since 12-01-2012
Financial year end
31 December
Peppol
Reachable since 04-11-2025

Board and ownership

Board
  • STRACKX MARC ALFONSDirector

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€8,106
Turnover
≈ €42,000
estimated
Profit
€356
Equity
€34,069
▲ 1.1%
Total assets
€49,742
▼ 1.9%
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskLast filed accounts filed 61 days late; 3 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Equity €34,069 (68.5% of total assets)Founded in 2012Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 37% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 93+2
equity 68.5% of total assets
Liquidity 47+3
short-term debt 27.1% · cash 6.2%
Profitability 40+33
return on assets 0.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: 2.2% 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.2%● unchanged vs 03-2025 05-2025: 2.0%▼ -0.2 percentage points vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.3 percentage points vs 07-2025 09-2025: 2.9%▲ +0.6 percentage points vs 08-2025highest value 10-2025: 1.6%▼ -1.3 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.4%▼ -0.2 percentage points vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.3 percentage points vs 07-2026 09-2026: 2.0%▲ +0.2 percentage points vs 08-2026 10-2026: 0.3%▼ -1.7 percentage points vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.94 (2.48 in 2024), above the usual 1.5. Short-term debt is 27.1% and cash 6.2% of total assets. 31.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 61% of them on solvency, 22% on liquidity, 19% on profitability and 45% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €34,069 (68.5% of total assets)
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
61 days late
2023
62 days late
2022
29 days late
2021
30 days late
2020
23 days late
2019
67 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 48 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved from Heusden-Zolder to HasseltNew seat: 3500 Hasselt, Bedrijfsstraat 2 bus 9 · Previous seat: Herckenrodestraat 25- 3550 Heusden-Zolder
  2. · Gazette deed Amendment of the articles · Legal-form change
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as Alfapay: computer programming (NACE 62100). They are comparable in size and age: total assets between €39,400 and €62,300, founded between 2008 and 2014.

CompanyTotal assetsGross margin
Alfapay Hasselt€49,742€8,106
TIMSYS Bilzen-Hoeselt€62,265€9,431
2Elemental Tessenderlo-Ham€41,606€6,707
ALJENI Riemst€39,376€11,498
AERIAL CONSULT Evere€47,790€7,949
ERGONOMIC Brussel€47,732€9,711
EKOPRO Heist-op-den-Berg€58,035€7,445
Full comparison

Key facts about Alfapay

What is the company number of Alfapay?
The company number of Alfapay is 0842.647.215. The VAT number is the same number with BE in front: BE 0842.647.215.
Where is Alfapay based?
The registered office is at Bedrijfsstraat 2, 3500 Hasselt.Company details
What does Alfapay do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Alfapay?
The legal form of Alfapay is Private limited company (BV).
When was Alfapay founded?
Alfapay was founded on 12-01-2012.
Is Alfapay still active?
Yes, Alfapay is an active enterprise in the KBO register.
What is the turnover of Alfapay?
The turnover in financial year 2025 is ≈ €42,000. This figure is estimated from the gross margin of €8,106 and 68 comparable companies (NACE 62100). It probably lies between €21,000 and €81,000. It is a rough estimate.Financials
Is Alfapay profitable?
In financial year 2025, Alfapay made a profit of €356.
Where can I find the annual accounts of Alfapay?
Alfapay filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Alfapay due?
Alfapay must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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