Public limited company · founded 1996 · 30 years activeSint-Lazaruslaan 4-10, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0457.561.866
Summary
ADNIL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €16.8m and a net result of €3.1m. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 1,431 sector peers (NACE 66, fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199
1 site
Size
€19.1mtotal assets 2024
Equity
€16.8m
Profit
€3.1m
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Holdings
4
Accounts 68 days overdue0 of 10 deeds read
SignalsFiled after the deadlineShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
Annual accounts filedfiscal year 2024 · abbreviated…
Annual accounts filedfiscal year 2023 · abbreviated…
Weakest financial yearnet €1.2m ▼69.3%
Key points
Positive: Result rose in 2024from €1.2m to €3.1m▲ 167%View
Positive: Among the best 5% on net resultsector median €84,823 · 1,430 companies€3.1mView
Caution: Accounts not fileddeadline was 31-07-202668 days lateView
Positive: 7 profitable years in a rowprofit 2024: €3.1m7 yearsView