ACB TL

Active

Public limited companyfounded 1979active for 47 yearsLeuvensesteenweg 430, 1930 Zaventem, BelgiumKBO/BCE: BE 0419.705.043

From the official registers: KBO 45 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ACB TL has been active since 1979 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €995,970. Equity is growing by about 7.8% per year across the filed financial years. Its solvency ranks better than 22% of 5,034 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

ACB TLActiveChecked score 66/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 22-08-1979 Normal situation
Legal form: Public limited company
Registered office: Leuvensesteenweg 430, 1930 Zaventem
Activity: Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
Establishment units: 4 establishment units
Financial year end: 30 September
Peppol: Reachable since 18-12-2025

Company details

Who decides

Board

ACB groupDirector · permanent representative Hadelin d'Hoop de Synghem

Auditor: Robrechts Lenaerts Bedrijfsrevisoren - Réviseurs d'entreprises

Shareholders

ACB group100%annual accounts 30-09-2025
AC Brussels NVconsolidatesannual accounts 30-09-2024

Board & ownership

How it is doing

66 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.8%

Annual accounts to 30-09-2025

Turnover: €22.9m; ▼ 52.4%
Profit: €995,970; ▼ 37.6%
Equity: €1.4m; ▼ 21.8%
Total assets: €12.9m; ▲ 172%
Staff: 31.7 FTE; ▲ 214%

Turnover -52%: 12-month year2025 accounts on time

Filed on 30-04-2026PDF

Financials

Why 66raises riskEquity €1.4m (11.2% of total assets)Liquidity: current ratio 1.11, cash €171,216, halvedSector: Retail trade (NACE 47)lowers riskProfit of €995,970 (financial year 2025)Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 23% of its sector peers (NACE 47, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 36-28

equity 11.2% of total assets

Liquidity 7-31

short-term debt 81.3% · cash 1.3%

Profitability 69-12

return on assets 7.7%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)

Last 24 months 11-2024: 1.7% 12-2024: 2.1%▲ +0.4 percentage points vs 11-2024 01-2025: 2.9%▲ +0.8 percentage points vs 12-2024highest value 02-2025: 2.9%● unchanged vs 01-2025highest value 03-2025: 2.9%● unchanged vs 02-2025highest value 04-2025: 2.7%▼ -0.2 percentage points vs 03-2025 05-2025: < 0.1%▼ -2.7 percentage points vs 04-2025lowest value 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%▲ +0.7 percentage points vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 0.9%● unchanged vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.8%▼ -0.1 percentage points vs 09-2026

Credit of up to €95,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.11, compared with 1.56 in 2024, below the usual 1.5; short-term debt: 81.3% and cash: 1.3% of total assets), and 88.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 23% on solvency, 6% on liquidity, 52% on profitability and 8% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Equity €1.4m (11.2% of total assets)

NBB · annual accounts

Liquidity: current ratio 1.11, cash €171,216, halved

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Profit of €995,970 (financial year 2025)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 5034 sector peers (2025).

NBB · sector comparison

Position among 5034 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

8 days early

2022

27 days early

2021

23 days early

2020

23 days early

2019

35 days early

2018

37 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end01-11-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Positive: Staff rose in 2025from 10.1 FTE to 31.7 FTE ▲ 214% View
Positive: Among the best 7% on net resultsector median €39,952 · 5,033 companies €995,970 View
Positive: Filed on time since financial year 2017accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €995,970 7 years View

Documents

Key facts about ACB TL

What is the company number of ACB TL?: 0419.705.043. In Belgium the VAT number is the company number with BE in front: BE 0419.705.043.
Where is ACB TL based?: The registered office is at Leuvensesteenweg 430, 1930 Zaventem.Company details
What does ACB TL do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of ACB TL?: Public limited company (NV).
When was ACB TL founded?: On 22-08-1979.
Is ACB TL still active?: Yes, ACB TL is an active enterprise in the KBO register.
How many employees does ACB TL have?: On average 31.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ACB TL?: €22.9m in financial year 2025, according to the filed annual accounts.
Is ACB TL profitable?: In financial year 2025, ACB TL made a profit of €995,970.
Where can I find the annual accounts of ACB TL?: ACB TL filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of ACB TL due?: By 30-04-2027, for financial year 2026.Timeline