Summary
ACA WERKRUIMTE is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €70,523 and a net result of -€31,329. Equity has been shrinking by about 5.9% per year since 2018. Its solvency ranks better than 56% of 50 sector peers (NACE 65, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 09-03-2005 Normal situation
- Registered office
- 101 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
- Activity
- Insurance, reinsurance and pension funding, except compulsory social security NACE 65122
- Establishment unit
- 2.152.855.018 1000 Brussel, since 11-04-2006
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
Board
- Amaury de Crombrugghe BVDirector · since 11-04-2024
- BV Marc Van BeginDirector · since 11-04-2024
- Laurent Stalens REDirector · since 01-08-2024
- Auditor
- SINIO
Shareholders
- AG REAL ESTATE100%· score 952025 annual accounts of AG REAL ESTATE
- AG REAL ESTATE FINANCE0.05%annual accounts 2019
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Loss
- €31,329
- ▲ 59.2%
- Equity
- €70,523
- ▲ 36.0%
- Total assets
- €151,467
- =
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
102 days early
2024
92 days early
2023
105 days early
2022
102 days early
2021
89 days early
2020
108 days early
2019
87 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 98 days before the deadline. In the sector (NACE 65), the median for financial year 2024 was 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Risk: 8 loss-making years in a rowloss in financial year 2025 -€31,329 View
- Caution: Lower net result than 95% of companies in insurance and pension fundingsector median €68,528 · 50 companies -€31,329 View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Recent changes
- · Gazette deed Capital increase of €50,000 to €189,062.53
- · Gazette deed Resignation: Erlinde Eeman (director)Appointment: Laurent Stalens RE (director) · Permanent representative: Laurent Stalens
- · Gazette deed Reappointments: Erlinde Eeman, BV Marc Van Begin and 2 othersPermanent representatives: Marc Van Begin, Amaury de Crombrugghe and Olivier Ronsmans
Companies linked to ACA WERKRUIMTE
Comparable companies
These companies have the same main activity as ACA WERKRUIMTE: insurance, reinsurance and pension funding, except compulsory social security (NACE 65122). They are comparable in size and age: total assets between €49,300 and €1.3m, founded between 1968 and 2013.
| Company | Total assets | Gross margin |
|---|---|---|
| ACA WERKRUIMTE Brussel | €0.2m | -€0.02m |
| CPH Consult Braine-l'Alleud | €0.05m | €0.001m |
| B.P.O.-Assurath Lessines | €0.2m | €0.02m |
| Onderlinge Brandverzekering van Zonnebeke Zonnebeke | €0.2m | €0.01m |
| KANTOOR MARTENS Tongeren-Borgloon | €0.2m | €0.02m |
| Mertens & Co Buggenhout | €0.07m | €0.03m |
| MCB INVEST Braine-l'Alleud | €1.3m | €0.02m |
Key facts about ACA WERKRUIMTE
- What is the company number of ACA WERKRUIMTE?
- The company number of ACA WERKRUIMTE is 0872.389.987. The VAT number is the same number with BE in front: BE 0872.389.987.
- Where is ACA WERKRUIMTE based?
- The registered office is at Kunstlaan 58, 1000 Brussel.Company details
- What does ACA WERKRUIMTE do?
- According to the KBO register, the main activity is insurance, reinsurance and pension funding, except compulsory social security (NACE 65122).
- What is the legal form of ACA WERKRUIMTE?
- The legal form of ACA WERKRUIMTE is Public limited company (NV).
- When was ACA WERKRUIMTE founded?
- ACA WERKRUIMTE was founded on 09-03-2005.
- Is ACA WERKRUIMTE still active?
- Yes, ACA WERKRUIMTE is an active enterprise in the KBO register.
- What is the turnover of ACA WERKRUIMTE?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is ACA WERKRUIMTE profitable?
- In financial year 2025, ACA WERKRUIMTE made a loss of €31,329.
- Where can I find the annual accounts of ACA WERKRUIMTE?
- ACA WERKRUIMTE filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ACA WERKRUIMTE due?
- ACA WERKRUIMTE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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