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ABMG

Active
Avenue Princesse Paola 6 ·1410 Waterloo, Belgium
KBO/BCE: BE 0458.881.264
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age29 yrs
Connections4

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ABMG is 0.1% (very low). The 2024 annual accounts show equity of €982k and a net result of €54k. Equity is growing by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 12464 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 84% of 12464 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
Long-established
Founded in 1996, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Long track record Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€54k-10.0%
Working capital€516k-17.6%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro
€0€200k€400kOperating result 2020: €458k€458kNet result 2020: €395k€395kOperating result 2021: €304k€304kNet result 2021: €209k€209kOperating result 2022: €301k€301kNet result 2022: €207k€207kOperating result 2023: €99k€99kNet result 2023: €60k€60kOperating result 2024: €55k€55kNet result 2024: €54k€54k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~3.1%/year over 7 fiscal years, indicative, assuming unchanged policy.
€800k€1.00M€1.20M€1.40M€1.60M2025: €1.20M (€1.04M - €1.37M)2026: €1.24M (€977k - €1.50M)2027: €1.27M (€914k - €1.63M)2018: €960k2019: €932k2020: €1.12M2021: €1.16M2022: €1.24M2023: €1.13M2024: €982k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 82.7% 60.6%
better than 84% of 12464 sector peers
Net result €54k €31k
better than 68% of 12466 sector peers
Equity €982k €63k
better than 95% of 12472 sector peers
Gross operating margin €109k €52k
better than 79% of 12452 sector peers
Total assets €1.19M €124k
better than 95% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P84
2020: P77 · n=13712021: P79 · n=34652022: P83 · n=68462023: P91 · n=100762024: P84 · n=124642020 2024
Stable position over 2020-2024 · n=1371-12464
Net result P68
2020: P95 · n=13712021: P95 · n=34642022: P95 · n=68452023: P75 · n=100702024: P68 · n=124662020 2024
Weakening position over 2020-2024 · n=1371-12466
Equity P95
2020: P95 · n=13732021: P95 · n=34702022: P95 · n=68542023: P95 · n=100832024: P95 · n=124722020 2024
Stable position over 2020-2024 · n=1373-12472
Gross operating margin P79
2020: P95 · n=13692021: P95 · n=34552022: P95 · n=68332023: P90 · n=100562024: P79 · n=124522020 2024
Weakening position over 2020-2024 · n=1369-12452
Describes the position versus peers, not a forecast.
EBITDA
€100k
-31.1% far above sector median
Net profit
€54k
-10.0% +298% vs sector
Cash flow
€98k
-6.6% far above sector median
Total assets
€1.19M
-9.2% far above sector median
Equity
€982k
-13.4% far above sector median
Working capital
€516k
-17.6% far above sector median
Income taxes
€16k
-64.5% +26% vs sector
Dividends
€206k
+25.3% +207% vs sector
Debt
€205k
+18.4% far above sector median
Debt ≤ 1y
€205k
+18.4% far above sector median
Debt > 1y
€45k
-36.7% far above sector median
Current ratio
3.51
-23.8% +127% vs sector
Quick ratio
3.51
-23.8% +127% vs sector
Solvency
82.7%
-4.7% +82% vs sector
Debt / equity
0.21
+36.8% -83% vs sector
ROE
5.5%
+3.9% -95% vs sector
ROA
4.5%
-0.9% -89% vs sector
Interest coverage
85.08
-36.9% +177% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€100k
Net profit€54k
Cash flow€98k
Staff costs-
Income taxes€16k
Dividends€206k
Total assets€1.19M
Equity€982k
Debt€205k
of which ≤ 1y€205k
of which > 1y-
Working capital€516k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.51
Quick ratio3.51
Working capital ratio43.5%
Solvency82.7%
Debt / equity0.21
Long-term debt ratio-
Interest coverage85.08
Gross margin-
Net margin-
ROA4.5%
ROE5.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.19M
Fixed assets 21/28€466k
Tangible fixed assets 22/27€466k
Current assets 29/58€721k
Amounts receivable within one year 40/41€19k
Investments 50/53€463k
Cash & bank 54/58€239k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.19M
Equity 10/15€982k
Contributions / capital 10/11€28k
Reserves 13€782k
Accumulated profits (losses) 14€172k
Amounts payable 17/49€205k
Amounts payable within one year 42/48€205k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€109k
Operating result 9901€55k
Financial income 75€15k
Financial charges 65€1k
Result before taxes 9903€70k
Income taxes 67/77€16k
Net result for the period 9904€54k
Result to be appropriated 9905€54k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
83 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Connections & network

4 connected companies
AMIS DES ILES DE PAIX, Subsidiary ADAMIS DES ILESDE PAIXBEM'S, Subsidiary BBEM'SOptions Belgique, Subsidiary OBOptionsBelgiqueOptions Translog, Subsidiary OTOptionsTranslogABMG ABMG0458.881.264
Group structure
Group structure
AMIS DES ILES DE PAIX
Subsidiary · 2 locations
BEM'S
Subsidiary · 1 location
Options Belgique
Subsidiary · 2 locations
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
Avenue Princesse Paola 6, 1410 Waterloo
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
since 19962.228.434.547
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,760 m²
Buildings1
Building footprint148 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25763M0500/00H000 Wallonia 1,760 m² 1 · 148 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2024
03-12-2024 Articles of association amended, translation of the articles, coordination of the articles and full restatement of the articles Statutes amendment·Olivier VANDENBROUCKE
Summary: L'objet de la société a été modifié pour inclure une large gamme d'activités de conseil, de gestion, de finance, de logistique, de ressources humaines et d'administration, ainsi que des opérations imm…Notary: Olivier VANDENBROUCKE · Lambusart

Analysis

Snowflake analysis

financial profile on 5 axes
Health83Profitability27Solvency100Growth52Stability100
72 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 83
Profitability 27
Solvency 100
Growth 52
Stability 100

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR ABMG
Registered office
Avenue Princesse Paola 6
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.