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A.B. CONSTRUCTION

Active
Private limited companyfounded 1980active for 45 yearsRue de la Gare 30, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0421.171.723
Summary

A.B. CONSTRUCTION has been active since 1980 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €97,154 and a net result of €59,126. Equity is growing by about 5.1% per year across the filed financial years. Its solvency ranks better than 10% of 321 sector peers (NACE 41, financial year 2026). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
General construction of residential buildings
NACE 41001Other building finishing work NACE 43350
7th oldest company in Braine-l'Alleud, Construction sector1 site
Size
€1.3mtotal assets 2026
Staff
4 FTE
Equity
€97,154
Profit
€59,126
Financial health
69 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
0.8%
Structure
  • IMMO BSJDirector
  • INCREMENTUMDirector
Accounts 101 days early2 of 7 deeds read
Why 69raises riskSector: Construction of residential and non-residential buildings (NACE 41)Equity €97,154 (7.5% of total assets)1 change of registered office in 24 monthslowers riskSize: total assets €1.3mShow the evidence

Checked score

Score 2026
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 56% of its sector peers (NACE 41, micro)
Financial strength · tick = 2025
Average
Solvency 32+4
equity 7.5% of total assets
Liquidity 58+13
short-term debt 12.6% · cash 7.7%
Profitability 74+74
return on assets 4.6%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.7%▲ +0.3 percentage points vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025 07-2025: 2.9%▲ +2.0 percentage points vs 06-2025 08-2025: 2.9%● unchanged vs 07-2025 09-2025: 2.9%● unchanged vs 08-2025 10-2025: 2.9%● unchanged vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 0.8%▼ -2.2 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.27, compared with 0.85 in 2025, above the usual 1.5; short-term debt: 12.6% and cash: 7.7% of total assets), but 92.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 16% on solvency, 63% on liquidity, 51% on profitability and 92% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Equity €97,154 (7.5% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 321 sector peers (2026).
NBB · sector comparison
Position among 321 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 22-05-2026, 101 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
101 days early
2025
79 days early
2024
106 days early
2023
83 days early
2022
20 days early
2021
7 days early
2020
44 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 50 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 9 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Back to profitnet €59,126
  3. Liquidity more than doubledcurrent ratio 2.27

Key points

  • Positive: Equity rose in 2026from €38,028 to €97,154 ▲ 155% View
  • Caution: Among the weakest 10% on solvencysector median 53.0% · 321 companies 7.5% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View
  • Active since 1980founded 18-12-1980 45 years View

By topic

Financials

Financial year
2026
Total assets
€1.3m
Profit
€59,126
Solvency
7.5%
Total assets▲ 14.0%
Net result
20192026
Go to Financials

Timeline

Events
51
Since
1982
Next accounts
by 31-08-2027
  1. 13-06-2025Annual accounts filed
  2. 07-02-2025Registered office
  3. 31-01-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
18-12-1980
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Third Thursday of May at 18:00
Purpose
“Tous services ayant trait directement ou indirectement aux activités de la construction…” (deed in French)
Go to Articles of association

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