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A.B.C.D.

Active
Cooperative companyfounded 1986active for 40 yearsSpoorwegstraat 32, 1702 Dilbeek, BelgiumKBO/BCE: BE 0429.441.368

From the official registers: KBO 40 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

A.B.C.D. has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €594,833 and a net result of €6,216. Equity has been growing by about 3% per year since 2018. Its solvency ranks better than 53% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 27-08-1986 Normal situation
Legal form
Cooperative company
Registered office
Spoorwegstraat 32, 1702 Dilbeek
Activity
Wholesale trade NACE 46425and 1 other
Establishment unit
2.034.696.942 1702 Dilbeek, since 14-11-1986
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
and 2 other directors
Holdings
Shares in 1 company SERVICO

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€18,975
▼ 41.8%
Turnover
≈ €190,000
estimated
Profit
€6,216
▼ 48.6%
Equity
€594,833
▲ 0.5%
Total assets
€1.3m
▲ 23.1%
2025 accounts filed 17 days before the deadline
Filed on 14-07-2026at the National Bank
Score breakdownlowers riskSize: total assets €1.3mFounded in 1986Liquidity: current ratio 2.59, cash €494,975Figures for financial year 2025 (filed on 14-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 71-11
equity 46.3% of total assets
Liquidity 81-6
short-term debt 37.8% · cash 38.5%
Profitability 32-6
return on assets 0.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.59 (3.4 in 2024), above the usual 1.5. Short-term debt is 37.8% and cash 38.5% of total assets. However, 53.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 54% of them on solvency, 83% on liquidity, 27% on profitability and 43% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.59, cash €494,975
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 14-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 days early
2024
16 days early
2023
30 days early
2022
26 days early
2021
3 days early
2020
5 days early
2019
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €6,216 8 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Documents

Annual accounts at the NBB

All 40 annual accounts

Articles and registers

Key facts about A.B.C.D.

What is the company number of A.B.C.D.?
The company number of A.B.C.D. is 0429.441.368. The VAT number is the same number with BE in front: BE 0429.441.368.
Where is A.B.C.D. based?
The registered office is at Spoorwegstraat 32, 1702 Dilbeek.Company details
What does A.B.C.D. do?
According to the KBO register, the main activity is wholesale trade (NACE 46425).
What is the legal form of A.B.C.D.?
The legal form of A.B.C.D. is Cooperative company (CV).
When was A.B.C.D. founded?
A.B.C.D. was founded on 27-08-1986.
Is A.B.C.D. still active?
Yes, A.B.C.D. is an active enterprise in the KBO register.
What is the turnover of A.B.C.D.?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €18,975 and 69 comparable companies (NACE 464). It probably lies between €96,000 and €590,000. It is a rough estimate.Financials
Is A.B.C.D. profitable?
In financial year 2025, A.B.C.D. made a profit of €6,216.
Where can I find the annual accounts of A.B.C.D.?
A.B.C.D. filed 40 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of A.B.C.D. due?
A.B.C.D. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to A.B.C.D.

Subsidiaries and holdings

Comparable companies

These companies have the same main activity as A.B.C.D.: wholesale trade (NACE 46425). They are comparable in size and age: total assets between €635,000 and €1.4m, founded between 1982 and 2000.

CompanyTotal assetsGross margin
A.B.C.D. Dilbeek€1.3m€0.02m
DEBECKER Beersel€0.8m€0.01m
REYNDERS-DAENEN Tongeren-Borgloon€1.4m€0.05m
DECO FASHION Ardooie€0.9m€0.04m
TREMERIE SERGE La Louvière€0.8m€0.06m
J.M.A. TEX Vilvoorde€0.6m€0.07m
INTERCONNECTION Elsene€1.3m€0.06m
Full comparison

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