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3D - LAB

Active
Private limited companyfounded 200223 yrs activeSpoorwegstraat 5, 9520 Sint-Lievens-Houtem, BelgiumKBO/BCE: BE 0478.545.540
Summary

3D - LAB has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,118 and a net result of -€13,229. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 20% of 1114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Other printing
NACE 18120Manufacture of rubber and plastic products NACE 22220Activities of interior architects NACE 71112
#9 oldest company in Sint-Lievens-Houtem, Manufacturing sector1 site
Size
€173,973total assets 2025
Staff
2 FTE
Equity
€17,118
Loss
-€13,229
Turnover not published (abridged schema)
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 84 d early0 of 2 deeds read
Why 68- Loss of €13,229, the second in a row (FY 2025)- Sector Printing and reproduction of recorded media (NACE 18)+ Size: total assets €173,973+ Founded in 2002Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 21% of its sector peers (NACE 18, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 35-5
equity 9.8% of total assets
Liquidity 29-20
short-term debt 63.6% · cash 10.3%
Profitability 59-7
return on assets -7.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,605 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%▲ +0.8% vs 11-2024 01-2025: 0.4%▼ -1.0% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%● 0.0% vs 02-2025 04-2025: 0.4%▲ +3.4% vs 03-2025 05-2025: 0.4%▼ -2.0% vs 04-2025 06-2025: 0.3%▼ -23.7% vs 05-2025 07-2025: 0.3%● 0.0% vs 06-2025 08-2025: 0.3%● 0.0% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -1.3% vs 12-2025lowest value 02-2026: 0.3%● 0.0% vs 01-2026lowest value 03-2026: 0.3%● 0.0% vs 02-2026lowest value 04-2026: 0.3%▲ +2.0% vs 03-2026 05-2026: 0.3%▼ -2.0% vs 04-2026lowest value 06-2026: 0.6%▲ +106% vs 05-2026highest value 07-2026: 0.6%● 0.0% vs 06-2026highest value 08-2026: 0.6%● 0.0% vs 07-2026highest value 09-2026: 0.6%● 0.0% vs 08-2026highest value 10-2026: 0.6%● 0.0% vs 09-2026highest value
  • Size: total assets €173,973 lowers the probability for this profile
  • Founded in 2002 lowers the probability for this profile
  • Loss of €13,229, the second in a row (FY 2025) raises the probability
  • Sector Printing and reproduction of recorded media (NACE 18) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.95 in 2024; short-term debt: 63.6% and cash: 10.3% of total assets), and 90.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 18, micro). Better than this share of them on solvency 20%, liquidity 18%, profitability 35%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €173,973
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2002
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €13,229, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Printing and reproduction of recorded media (NACE 18)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,229
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1114 sector peers (2025).
NBB · sector comparison
Position among 1114 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
84 d early
2024
84 d early
2023
79 d early
2022
89 d early
2021
83 d early
2020
63 d early
2019
81 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 80 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€13,229
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€13,229 View
  • Caution: Among the weakest 13% on net resultsector median €5,734 · 1,115 companies -€13,229 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€173,973
Loss
-€13,229
Solvency
9.8%
Total assets▼ 13.8%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 08-05-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 08-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other printingNACE 18120
Founded
11-10-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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