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Credendo - Guarantees & Speciality Risks

Active Risk: not assessed
Public limited companyfounded 200422 yrs activeRoger Vandendriesschelaan 18, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0864.602.471
Summary

Credendo - Guarantees & Speciality Risks is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Credendo - Guarantees & Speciality RisksActive

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
93 d early
2024
93 d early
2023
99 d early
2022
89 d early
2021
94 d early
2020
58 d early
2019
67 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · unclassified schema

Annual accounts outside the standard scheme
The National Bank holds 23 filings for this company, the latest for fiscal year 2025. They follow a sector scheme (bank, insurer, association or foreign entity); Checked reads figures only from the full, abbreviated and micro schemes.
Latest 10 of 23 filings
Fiscal year Type Filed Reference
31-12-2025 unclassified schema 29-04-2026 2026-00096723
31-12-2024 unclassified schema 29-04-2025 2025-00081053
31-12-2023 unclassified schema 23-04-2024 2024-00067563
31-12-2022 unclassified schema 03-05-2023 2023-00084143
31-12-2021 unclassified schema 28-04-2022 2022-20018576
31-12-2020 unclassified schema 03-06-2021 2021-17500421
31-12-2019 unclassified schema 25-05-2020 2020-13000269
31-12-2018 unclassified schema 05-06-2019 2019-16900297
31-12-2017 unclassified schema 08-06-2018 2018-17200301
31-12-2016 unclassified schema 11-07-2017 2017-31500110

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-09
State Gazette act Resignations: Eric Joos (director) and Christian Wienema (director)
Appointments: Aneta Sulima (director) and KPMG Bedrijfsrevisoren (statutory auditor) · Withdrawals: Eric Joos (lid directiecomité) and Christian Wienema (lid directiecomité) · Admission: Aneta Sulima (lid directiecomité)9 facts ▸
  • Director resignation, Eric Joos (director)
  • Director resignation, Christian Wienema (director)
  • Director appointment, Aneta Sulima (director)
  • Auditor resignation, statutory auditor
  • Auditor appointment, KPMG Bedrijfsrevisoren (statutory auditor)
  • Board meeting, 07-04-2026
  • Member resignation, Eric Joos (lid directiecomité)
  • Member resignation, Christian Wienema (lid directiecomité)
  • Member admission, Aneta Sulima (lid directiecomité)
29-04
NBB filing Annual accounts filed
fiscal year 2025 · unclassified schema
2025
31-12
State Gazette act Resignations & appointments
Power of attorney5 facts ▸
  • Board meeting, 12/12/2025
  • Power of attorney, Christoph Witte
  • Power of attorney, Jan Van den Eynde
  • Power of attorney, Yoni Maillard
  • Power of attorney, Miloud Nahnahi
09-05
State Gazette act Resignation: Liesbeth Sinke (niet uitvoerend, onafhankelijk bestuurder)
Appointment: Els Verbraecken (niet uitvoerend, onafhankelijk bestuurder) · Regulatory approval4 facts ▸
  • General meeting, 27/03/2025
  • Director resignation, Liesbeth Sinke (niet uitvoerend, onafhankelijk bestuurder)
  • Director appointment, Els Verbraecken (niet uitvoerend, onafhankelijk bestuurder)
  • Regulatory approval, 19/03/2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
2024
17-07
State Gazette act Resignations: Dirk Terweduwe, Frank Vanwingh and 4 others
Reappointments: Dirk Terweduwe, Frank Vanwingh and 3 others · Appointments: Kerlijne Van Steen, Christoph Witte and 2 others23 facts ▸
  • General meeting, 02/04/2024
  • Board meeting, 02/04/2024
  • Director resignation, Dirk Terweduwe (non-executive director)
  • Director resignation, Frank Vanwingh (non-executive director)
  • Director resignation, Nabil Jijakli (non-executive director)
  • Director resignation, Ronny Matton (non-executive director)
  • Director resignation, Eckhard Horst (executive director)
  • Director resignation, Eric Joos (executive director)
  • Director resignation, Eckhard Horst (director)
  • Director reappointment, Dirk Terweduwe (director)
  • Director reappointment, Frank Vanwingh (director)
  • Director reappointment, Nabil Jijakli (director)
  • +11 further facts in this act
23-04
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
2023
21-12
State Gazette act Appointment: KPMG Bedrijfsrevisoren BV (statutory auditor)
Permanent representative: Jean-François Kupper3 facts ▸
  • General meeting, 04/04/2023
  • Auditor appointment, KPMG Bedrijfsrevisoren BV (statutory auditor)
  • Permanent representative, Jean-François Kupper (vertegenwoordiger commissaris)
03-05
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
24-02
State Gazette act Resignations & appointments
Representation change2 facts ▸
  • Board meeting, 11/01/2023
  • Representation change, Joint signature requirement for contracts regarding sureties, bonds, and guarantees by at least two persons from the list: members of the Executive Committee, K…
2022
28-04
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
2021
17-12
State Gazette act Appointments: Cécile Coune, Liesbeth Sinke and Karin Doguet
4 facts ▸
  • General meeting, 12/05/2021
  • Director appointment, Cécile Coune (independent director)
  • Director appointment, Liesbeth Sinke (independent director)
  • Director appointment, Karin Doguet (independent director)
Show earlier events
21-06
State Gazette act Capital & shares · Purpose · Statutes amendment
Capital2 facts ▸
  • Statutes amendment
  • Capital, €135.093.008
03-06
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema
06-05
State Gazette act Capital & shares
21-04
State Gazette act Appointments: PwC bedrijfsrevisoren CVBA (statutory auditor) and KPMG Bedrijfsrevisoren CVBA (statutory auditor)
Permanent representative: Jean-François Kupper4 facts ▸
  • General meeting, 28/04/2020
  • Auditor appointment, PwC bedrijfsrevisoren CVBA
  • Auditor appointment, KPMG Bedrijfsrevisoren CVBA (statutory auditor)
  • Permanent representative, Jean-François Kupper (vertegenwoordiger belast met de uitoefening van het mandaat)
13-04
State Gazette act Restructuring · Miscellaneous
Merger · Accounting effect · Capital11 facts ▸
  • Board meeting, 11/03/2021
  • Merger, absorption
  • Accounting effect, 01/01/2021
  • Accounting effect, 31/12/2020
  • Capital, €70.092.800
  • Capital, €65.000.208
  • Name change, Credendo - Guarantees & Speciality Risks
  • Purpose change, L'objet de la Société Absorbante sera élargi pour englober les activités exercées par la Société Absorbée après la Fusion.
  • Share issue, 238096, contrepartie du transfert de tous les actifs et passifs de la Société Absorbée
  • Power of attorney, Linklaters
  • Power of attorney, B-docs SRL
2020
01-10
State Gazette act Resignations & appointments
Representation change2 facts ▸
  • Board meeting, 03/09/2020
  • Representation change, Handtekeningenbevoegdheid: contracten inzake zekerheden/borgtochten moeten gezamenlijk worden ondertekend door ten minste twee personen uit de lijst van leden v…
24-08
State Gazette act Resignation: Niels Bervoets (director)
Appointment: Christian Wienema (director)3 facts ▸
  • General meeting, 28/04/2020
  • Director resignation, Niels Bervoets (director)
  • Director appointment, Christian Wienema (director)
25-05
NBB filing Annual accounts filed
fiscal year 2019 · unclassified schema
03-02
State Gazette act Resignations & appointments
Power of attorney4 facts ▸
  • Board meeting, 23/09/2019
  • Power of attorney, Annet De Grooth
  • Power of attorney, Kris Minet
  • Power of attorney, Eric Georgy
02-01
State Gazette act Capital & shares · Statutes amendment
Capital increase · Capital · Power of attorney7 facts ▸
  • General meeting, 19 décembre 2019
  • Capital increase, €50.000.000
  • Capital, €70.092.800
  • Statutes amendment
  • Power of attorney, Conseil d'administration
  • Power of attorney, Stéphanie Ernaelsteen
  • Power of attorney, Anne-Catherine Guiot
2019
05-06
NBB filing Annual accounts filed
fiscal year 2018 · unclassified schema
28-01
State Gazette act Resignations & appointments
Power of attorney4 facts ▸
  • Board meeting, 07/01/2019
  • Power of attorney, Eckhard Horst
  • Power of attorney, Eric Georgy
  • Power of attorney, Kris Minet
2018
14-06
State Gazette act Reappointments: Dirk Terweduwe, Frank Vanwingh and 4 others
Appointment: Eckhard Horst (voorzitter van het directiecomité)12 facts ▸
  • General meeting, 04/05/2018
  • Board meeting, 04/05/2018
  • Director reappointment, Dirk Terweduwe (director)
  • Director reappointment, Frank Vanwingh (director)
  • Director reappointment, Nabil Jijakli (director)
  • Director reappointment, Ronny Matton (director)
  • Director reappointment, Eckhard Horst (director)
  • Director reappointment, Eric Joos (director)
  • Director reappointment, Dirk Terweduwe (chair of the board)
  • Director reappointment, Eckhard Horst (lid van het directiecomité en algemeen directeur (general manager))
  • Director appointment, Eckhard Horst (voorzitter van het directiecomité)
  • Director reappointment, Eric Joos (lid van het directiecomitee en van directeur (deputy. general manager))
08-06
NBB filing Annual accounts filed
fiscal year 2017 · unclassified schema
2017
10-08
State Gazette act Appointment: SCRL PwC Réviseurs d'Entreprises (statutory auditor)
Permanent representatives: Kurt Cappoen and Roland Jeanquart4 facts ▸
  • General meeting, 07/06/2017
  • Auditor appointment, SCRL PwC Réviseurs d'Entreprises (statutory auditor)
  • Permanent representative, Kurt Cappoen
  • Permanent representative, Roland Jeanquart
11-07
NBB filing Annual accounts filed
fiscal year 2016 · unclassified schema
20-01
State Gazette act Statutes amendment · Resignations & appointments
Name change · Capital · Power of attorney4 facts ▸
  • Name change, Credendo - Excess & Surety
  • Statutes amendment
  • Capital, €20.092.800
  • Power of attorney, conseil d'administration
2016
16-08
State Gazette act Permanent representatives: Roland Jeanquart and Kurt Cappoen
Power of attorney8 facts ▸
  • General meeting, 17/06/2016
  • Board meeting, 28/06/2016
  • Permanent representative, Roland Jeanquart (permanent representative)
  • Permanent representative, Kurt Cappoen (permanent representative)
  • Power of attorney, Tine Hofmans
  • Power of attorney, Eric Gregory
  • Power of attorney, Tine Hofmans
  • Power of attorney, Eric Georgy
2015
15-09
State Gazette act Appointment: Niels Bervoets (director)
Resignation: Camille Wester (director and member of the executive committee) · Director discharge4 facts ▸
  • General meeting, 29/06/2015
  • Director appointment, Niels Bervoets (director)
  • Director resignation, Camille Wester (director and member of the executive committee)
  • Director discharge, Camille Wester
25-02
State Gazette act Appointments: Ronny Matton, Nabil Jijakli and SCCRL PwC Reviseure d'Entreprises
Resignations: Stefaan Van Boxstael, Cousin François and 2 others · Permanent representative: Roland Jeanquart · Statutes amendment12 facts ▸
  • General meeting, 22/05/2014
  • Board meeting, 01/12/2014
  • Director appointment, Ronny Matton (administrateur non exécutif)
  • Director appointment, Nabil Jijakli (administrateur non exécutif)
  • Director resignation, Stefaan Van Boxstael (director)
  • Auditor appointment, SCCRL PwC Reviseure d'Entreprises (statutory auditor)
  • Permanent representative, Roland Jeanquart
  • Director resignation, Cousin François (administrateur non exécutif)
  • Director resignation, Compagnie Bois Sauvage (director)
  • Director resignation, L'Office du Ducroire du grand-duché du Luxembourg (director)
  • Board meeting, 03/12/2014
  • Statutes amendment
2014
18-08
State Gazette act Resignations: Laurent Puissant Baeyens (director) and Stefaan Van Boxstael (director)
Appointments: Benoit Deckers, Ronny Matton and Nabil Jijakli · Director address change8 facts ▸
  • General meeting, 22/05/2014
  • Board meeting, 19/12/2012
  • Director resignation, Laurent Puissant Baeyens (director)
  • Director appointment, Benoit Deckers (director)
  • Director appointment, Ronny Matton (administrateur non exécutif)
  • Director appointment, Nabil Jijakli (administrateur non exécutif)
  • Director resignation, Stefaan Van Boxstael (director)
  • Director address change, Eckhard Horst
2012
13-12
State Gazette act Appointments: Dirk Terweduwe, Eckhard Horst and Eric Joos
Resignations: Claude Stiennon (director) and Victor Verbist (director)8 facts ▸
  • Board meeting, 26/03/2012
  • Director appointment, Dirk Terweduwe (président du conseil)
  • Board meeting, 04/05/2012
  • Director resignation, Claude Stiennon (director)
  • Director resignation, Victor Verbist (director)
  • General meeting, 04/05/2012
  • Director appointment, Eckhard Horst (administrateur exécutif)
  • Director appointment, Eric Joos (administrateur exécutif)
04-04
State Gazette act Resignations: Office National du Ducroire, ABN AMRO Venturing Holding and WINDI
Appointments: TERWEDUWE Dirk, VANWINGH Frank and VAN BOXSTAEL Stefaan · Statutes amendment · Director discharge21 facts ▸
  • General meeting, 16/03/2012
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Director resignation, Office National du Ducroire (director)
  • +9 further facts in this act
2011
05-09
State Gazette act Reappointments: Office National du Ducroire, Office du Ducroire de Luxembourg and ABN AMRO Venturing Holding BV
Appointment: Jean-Louis Servais (commissaire réviseur) · Resignation: Félix Fank (commissaire réviseur)6 facts ▸
  • General meeting, 05/05/2011
  • Director reappointment, Office National du Ducroire (director)
  • Director reappointment, Office du Ducroire de Luxembourg (director)
  • Director reappointment, ABN AMRO Venturing Holding BV (director)
  • Auditor appointment, Jean-Louis Servais (commissaire réviseur)
  • Director resignation, Félix Fank (commissaire réviseur)
2010
30-11
State Gazette act Appointment: BDO réviseurs d'entreprises S.C. Civ. (commissaire réviseur)
2 facts ▸
  • General meeting, 30/06/2008
  • Auditor appointment, BDO réviseurs d'entreprises S.C. Civ. (commissaire réviseur)
29-10
State Gazette act Resignation: Kris Vander Velpen (director)
Appointment: Ronald Dirksen (director)3 facts ▸
  • General meeting, 08/05/2009
  • Director resignation, Kris Vander Velpen (director)
  • Director appointment, Ronald Dirksen (director)
29-10
State Gazette act Permanent representatives: Dirk Terweduwe, Laurent Puissant Baeyens and 2 others
Reappointments: Camille Wester (director) and Compagnie du Bois Sauvage SA (director) · Appointments: spri Windi (director) and Yves Windelincx (président du conseil) · Resignation: SPRL Finance & Management Consulting (director)11 facts ▸
  • General meeting, 7 mai 2010
  • Board meeting, 7 mai 2010
  • Permanent representative, Dirk Terweduwe
  • Director reappointment, Camille Wester (director)
  • Director reappointment, Compagnie du Bois Sauvage SA (director)
  • Permanent representative, Laurent Puissant Baeyens
  • Director appointment, spri Windi (director)
  • Permanent representative, Yves Windelincx
  • Director resignation, SPRL Finance & Management Consulting (director)
  • Permanent representative, Michel Hardy
  • Director appointment, Yves Windelincx (président du conseil)
21-01
State Gazette act Capital & shares · Statutes amendment · Resignations & appointments · Restructuring
Merger · Dissolution · Net-asset statement10 facts ▸
  • General meeting, 22 décembre 2009
  • Merger, 22 décembre 2009
  • Dissolution, 22-12-2009
  • Net-asset statement, 30 juin 2009
  • Capital increase, €1.592.800
  • Share cancellation, 15000, actions propres acquises suite à la fusion
  • Capital decrease, €1.500.000
  • Capital, €20.092.800
  • Statutes amendment
  • Power of attorney, conseil d'administration
2009
26-10
State Gazette act Restructuring · Miscellaneous
Merger2 facts ▸
  • Board meeting, 01/09/2009
  • Merger
2005
11-07
State Gazette act Resignations: Yves WINDELINCX (director) and Alain HUART (director)
Appointments: OFFICE NATIONAL DU DUCROIRE, FORTIS VENTURING HOLDING B.V. and OFFICE DU DUCROIRE LUXEMBOURGEOIS · Capital decrease · Share cancellation18 facts ▸
  • General meeting, 13/06/2005
  • Capital decrease, €10.000.000
  • Share cancellation, actions A numéros 6601 à 27200
  • Share issue, A, 10.401
  • Warrant issue, warrant, 13/06/2010
  • Capital increase, €11.019.900
  • Capital, €20.000.000
  • Statutes amendment
  • Director resignation, Yves WINDELINCX (director)
  • Director resignation, Alain HUART (director)
  • Director appointment, OFFICE NATIONAL DU DUCROIRE (director)
  • Director appointment, FORTIS VENTURING HOLDING B.V. (director)
  • +6 further facts in this act
02-05
State Gazette act Appointment: Camille Wester (member of the executive committee)
Power of attorney12 facts ▸
  • Board meeting, 14/03/2005
  • Director appointment, Camille Wester (member of the executive committee)
  • Board meeting, 23/03/2005
  • Power of attorney, Bernard Rosen
  • Power of attorney, Gérald Massin
  • Power of attorney, Camille Wester
  • Power of attorney, Alain Geens
  • Power of attorney, Marc Henry
  • Power of attorney, Paul de Lhoneux
  • Power of attorney, Claude Stiennon
  • Power of attorney, Vincent Vande Weyer
  • Power of attorney, Paul Sepulchre
12-01
State Gazette act Resignation: Guy PAQUOT (director)
Appointments: Camille WESTER, Yves WINKELINX and Alain HUART · Capital increase · Capital12 facts ▸
  • General meeting, 23/12/2004
  • Capital increase, €5.280.000
  • Capital, €10.000.000
  • Statutes amendment
  • Director resignation, Guy PAQUOT (director)
  • Director appointment, Camille WESTER (director)
  • Director appointment, Yves WINKELINX (director)
  • Director appointment, Alain HUART (director)
  • Mandate compensation, Camille WESTER
  • Mandate compensation, Yves WINKELINX
  • Mandate compensation, Alain HUART
  • Power of attorney, Michael ALLOUCHE
03-01
State Gazette act Appointment: BDO Réviseurs d'Entreprises S.C. Civ (statutory auditor)
Permanent representative: Félix FANK · Statutes amendment · Capital increase10 facts ▸
  • General meeting, 03/12/2004
  • Statutes amendment
  • Capital increase, €2.000.000
  • Capital, €4.720.000
  • Statutes amendment
  • Statutes amendment
  • Auditor appointment, BDO Réviseurs d'Entreprises S.C. Civ (statutory auditor)
  • Permanent representative, Félix FANK
  • Power of attorney, Michael ALLOUCHE
  • Auditor remuneration, 20.000,00 EUR (hors T.V.A)
2004
04-08
State Gazette act Appointments: FINANCE & MANAGEMENT CONSULTING, COMPAGNIE MOBILIÈRE & FONCIÈRE DU BOIS SAUVAGE and 2 others
Permanent representatives: Michel HARDY and Vincent DOUMIER · Resignation: BERGER MANAGEMENT (director) · Statutes amendment21 facts ▸
  • General meeting, 07/07/2004
  • Statutes amendment
  • Statutes amendment
  • Capital increase, €2.060.000
  • Capital, €2.720.000
  • Statutes amendment
  • Director appointment, FINANCE & MANAGEMENT CONSULTING (director)
  • Permanent representative, Michel HARDY
  • Director appointment, COMPAGNIE MOBILIÈRE & FONCIÈRE DU BOIS SAUVAGE (director)
  • Permanent representative, Vincent DOUMIER
  • Director appointment, Guy PAQUOT (director)
  • Director appointment, Bernard ROSEN (director)
  • +9 further facts in this act
26-07
State Gazette act Appointments: Finance & Management Consulting SP R.L., Bernard Rosen and Gérald Massin
Permanent representative: Michel Hardy6 facts ▸
  • Board meeting, 14/07/2004
  • Director appointment, Finance & Management Consulting SP R.L. (chair of the board)
  • Permanent representative, Michel Hardy
  • Director appointment, Bernard Rosen (member of the executive committee)
  • Director appointment, Gérald Massin (member of the executive committee)
  • Director appointment, Bernard Rosen (président du comité de direction)
22-07
State Gazette act Appointments: FINANCE & MANAGEMENT CONSULTING (director) and COMPAGNIE MOBILIÈRE & FONCIÈRE DU BOIS SAUVAGE (director)
Permanent representatives: Michel HARDY and Vincent DOUMIER · Resignation: Trade Credit Re Insurance Company (director) · Statutes amendment11 facts ▸
  • General meeting, 07/07/2004
  • Statutes amendment
  • Statutes amendment
  • Capital increase, €2.060.000
  • Capital, €2.720.000
  • Statutes amendment
  • Director appointment, FINANCE & MANAGEMENT CONSULTING (director)
  • Permanent representative, Michel HARDY
  • Director appointment, COMPAGNIE MOBILIÈRE & FONCIÈRE DU BOIS SAUVAGE (director)
  • Permanent representative, Vincent DOUMIER
  • Director resignation, Trade Credit Re Insurance Company
State Gazette actNBB filingAn act published in both Dutch and French appears here once.
39 of 39 acts read

Directors · office · real estate

Directors
24 directors, no change since 2026
Aneta Sulima
Director · since 07-04-2026
Current
VERBRAECKEN, Els Gustaaf
Niet uitvoerend, onafhankelijk bestuurder · since 27-03-2025
Current
Christoph Witte
Director · since 17-07-2024
Current
Kerlijne Van Steen
Director · since 17-07-2024
Current
TERWEDUWE Dirk
Chair of the board · since 17-07-2024
Current
Cécile COUNE
Independent director · since 12-05-2021
Current
18 other directors
Karin Doguet
Independent director · since 12-05-2021
Current
Nabil Jijakli
Director · since 22-05-2014
Current
Ronny Matton
Director · since 22-05-2014
Current
VANWINGH Frank
Director · since 16-03-2012
Current
Benoit Deckers
Director · since 22-05-2014
Not recently confirmed
ABN AMRO Venturing Holding BV
Director · since 05-05-2011 · Legal entity
Not recently confirmed
Office du Ducroire de Luxembourg
Director · since 05-05-2011 · Legal entity
Not recently confirmed
OFFICE NATIONAL DU DUCROIRE
Director · since 13-06-2005 · Legal entity
Not recently confirmed
COMPAGNIE DU BOIS SAUVAGE SA
Director · Legal entity · perm. rep.: Laurent Puissant Baeyens
Not recently confirmed
Ronald Dirksen
Director · since 08-05-2009
Not recently confirmed
spri Windi
Director · since 29-10-2010 · Legal entity · perm. rep.: Yves Windelincx
Not recently confirmed
Yves Windelincx
Président du conseil · since 29-10-2010
Not recently confirmed
FORTIS VENTURING HOLDING B.V.
Director · since 13-06-2005 · Legal entity
Not recently confirmed
OFFICE DU DUCROIRE LUXEMBOURGEOIS
Director · since 13-06-2005 · Legal entity
Not recently confirmed
Yves WINKELINX
Director · since 23-12-2004
Not recently confirmed
Bernard Rosen
Member of the executive committee · since 07-07-2004
Not recently confirmed
COMPAGNIE DU BOIS SAUVAGE
Director · since 07-07-2004 · Public limited company · perm. rep.: Vincent DOUMIER
Not recently confirmed
Gérald Massin
Member of the executive committee · since 14-07-2004
Not recently confirmed
07-04-2026 Aneta Sulima: Appointed as Director
07-04-2026 Christian Wienema: Resigned as Director
01-01-2026 Eric Joos: Resigned as Director
27-03-2025 VERBRAECKEN, Els Gustaaf: Appointed as Niet uitvoerend, onafhankelijk bestuurder
08-09-2024 Liesbeth Sinke: Resigned as Niet uitvoerend, onafhankelijk bestuurder
Full history in the Timeline (83 changes) →
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
1,204 m²
Building footprint
704 m²
Volume, LiDAR
12,669 m³
Parcel 21019A0188/00Z006, Brussels · tallest building 22.1 m, ±6 floors. Linked by address, not a title deed.
31 companies at this address See who is registered here
1 establishment unit
Credendo - Guarantees & Speciality Risks
Roger Vandendriesschelaan 18, 1150 Sint-Pieters-WoluweNACE 7414201
since 20042.137.563.660
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0188/00Z006 Brussels 1,204 m² 1 · 704 m² 22.1 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
KPMG Réviseurs d'EntreprisesCurrent
Statutory auditor · represented by Guillaume Gérard
21-04-2021 → present
Show 4 earlier auditors
BDO réviseurs d'entreprises S.C. Civ.
Commissaire réviseur · represented by e3
succeeded by Jean-Louis Servais in 2011
03-01-2005 → 05-09-2011
Félix FANK
Commissaire réviseur
- → 05-05-2011
Jean-Louis Servais
Commissaire réviseur
succeeded by PwC Bedrijfsrevisoren CVBA in 2015
05-09-2011 → 25-02-2015
PwC Bedrijfsrevisoren CVBA
Auditor
succeeded by KPMG Réviseurs d'Entreprises in 2021
25-02-2015 → 21-04-2021

Articles of association

Purpose
De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, de kredietverzekering, de borgtochtverzekering, de verzekering voor diverse geldelijke verliezen en de…
Full purpose

De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, de kredietverzekering, de borgtochtverzekering, de verzekering voor diverse geldelijke verliezen en de herverzekering. Ze kan allerhande verrichtingen uitvoeren, van industriële, commerciële, financiële aard, met betrekking tot roerend of onroerend goed, die rechtstreeks verband houden met haar voorwerp, en kan met name op allerlei wijze aandeel nemen in alle in België of in het buitenland bestaande of op te richten vennootschappen of ondernemingen waarvan het doel gelijkaardig is aan of verwant met het hare, dan wel van aard om de ontwikkeling van haar onderneming te bevorderen. Ze kan op allerlei wijze (door middel van investering, fusie, overname, absorptie, financiële interventie of anderszins), in elk land, deelreemen aan een bestaande of op te richten onderneming, firma of vennootschap waarvan het doel gelijkaardig is aan of verwant met haar eigen voorwerp, dan wel van aard om, zelfs onrechtstreeks, bij te dragen tot de verwezenlijking van haar eigen voorwerp of de activiteiten ervan in de ruimste zin van het woord te doen toenemen. Ze kan de opdracht van bestuurder, zaakvoerder en vereffenaar waarnemen in alle firma's, ondernemingen of vennootschappen waarvan ze rechtstreekse of onrechtstreekse aandeelhouder, lid, vennoot is of aangeslotene is. Ze mag leningen verstrekken aan alle entiteiten waarmee ze verbonden is. Ze mag eveneens aan derden zekerheden of garanties geven met betrekking tot leningen. Ze weerhoudt zich ervan financiële verrichtingen uit te voeren die, in de zin van het koninklijk besluit van 7 juli 1999 over het openbaar karakter van financiële verrichtingen, van openbare aard zijn. De vennootschap weerhoudt zich er ook van om aan derden beleggingsdiensten aan te bieden, in de zin van de wet van 25 oktober 2016 betreffende de toegang tot het beleggingsdienstenbedrijf en betreffende het statuut van en het toezicht op de vennootschappen voor vermogensbeheer en beleggingsadvies.

Structure & network

Connections & network

37 connected companies
Linked via shared directors
Show 33 more companies with a shared director
PROXIMUS
via Cécile COUNE · Bestuurster
→
→
QBE Europe
via Cécile COUNE · Administrateur non exécutif indépendant
→
SECUREX VIE
via Cécile COUNE · Director
→
BELFIUS ASSURANCES
via Cécile COUNE · Independent director
former→
former→
former→
former→
former→
Securex ICT
via Cécile COUNE · Director
former→
BESIX Group
Shared director
→
CONCORDIA
Shared director
→
WINDI
Shared director
→
FUTERRO
Shared corporate director
→
NANOCYL
Shared corporate director
→
NOSHAQ VENTURE
Shared corporate director
→
RECTICEL
Shared corporate director
→

Ownership & control

1 parent company
Control over this companyparent company per the LEI register1
Brussels
controls
Credendo - Guarantees & Speciality RisksBE 0864.602.471

Acquisitions and mergers

2 transactions
Took over:Credendo - Single Risk Insurance AG
merger by absorption · State Gazette act of 21-06-2021 (2 acts)
BE 0863.431.741State Gazette act of 21-01-2010 (2 acts)

Group per the LEI register

2 branches
Foreign branch:Credendo - Guarantees & Speciality Risks
Wien, Austria · LEI lapsed
Foreign branch:CREDENDO - GUARANTEES & SPECIALTY RISKS FRENCH BRANCH
Neuilly-Sur-Seine, France · LEI lapsed

Capital and shareholders

Shareholders according to the acts
After the capital increase act of 03-01-2005 ↗
  • OFFICE NATIONAL DU DUCROIRE 5,000 shares
  • COMPAGNIE MOBILIÈRE & FONCIÈRE DU BOIS SAUVAGE 15,000 shares

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 21-06-2021 Capital increase of 65,000,208 EUR · to 135,093,008 EUR · 238,096 new shares · in kind
  2. 13-04-2021 Capital stated in the act · 70,092,800 EUR · 689,472 shares
  3. 02-01-2020 Capital increase of 50,000,000 EUR · to 70,092,800 EUR
  4. 20-01-2017 Capital stated in the act · 20,092,800 EUR · 197,644 shares
  5. 21-01-2010 Capital increase of 1,592,800 EUR · to 21,592,800 EUR · 12,644 new shares
  6. 21-01-2010 Capital reduction of 1,500,000 EUR · to 20,092,800 EUR · “annulation d'actions propres”
  7. 11-07-2005 Capital reduction of 10,000,000 EUR · to 8,980,100 EUR · “dispense du versement du solde des apports”
  8. 11-07-2005 Capital increase of 11,019,900 EUR · to 20,000,000 EUR · in cash
Show 4 older capital entries
  1. 12-01-2005 Capital increase of 5,280,000 EUR · to 10,000,000 EUR
  2. 03-01-2005 Capital increase of 2,000,000 EUR · to 4,720,000 EUR
  3. 04-08-2004 Capital increase of 2,060,000 EUR · to 2,720,000 EUR · in cash
  4. 22-07-2004 Capital increase of 2,060,000 EUR · to 2,720,000 EUR · in cash

Recognitions · licences · registrations

Legal Entity Identifier

549300CKZ4KLXFTYOX04
live in the LEI register

Similar companies · same sector and region

The National Bank holds 23 filings for this company, in a sector scheme Checked reads no figures from, so a size comparison is not possible. These companies share only the sector and the region. Of 118 companies in sector 65121 we hold annual accounts for 34. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded08-04-2004
Fiscal year end31-12
Abbreviation FR Credendo GSR
Activities, NACEBEL 2025
65121Insurance, reinsurance and pension funding, except compulsory social security
65200Insurance, reinsurance and pension funding, except compulsory social security
Contact
Website www.credendo.comSint-Pieters-Woluwe

Scores and ratios are computed by Checked and are not a credit decision.