Financials
- Filed
- 23 annual accounts
Accounts outside the standard scheme
Go to FinancialsCredendo - Guarantees & Speciality Risks
Active Risk: not assessedSummary
Credendo - Guarantees & Speciality Risks is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests only on the KBO register and the Belgian Official Gazette.
Overview
Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65121Insurance, reinsurance and pension funding, except compulsory social security NACE 65200
1 site
Size
Accounts outside the standard scheme
Financial health
No score: no figuresBankruptcy probability: sector outside the model
Structure
- Parent
- Delcredere
- Board
- 10 members
- TERWEDUWE DirkChair
Auditor: KPMG Réviseurs d'EntreprisesAccounts 93 days early
SignalsneutralLatest accounts filed on timeShow the evidence
Signals
1 signal.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
93 days early
2024
93 days early
2023
99 days early
2022
89 days early
2021
94 days early
2020
58 days early
2019
67 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 85 days before the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
- Resignations: Eric Joos (director) and Christian…Appointments: Aneta Sulima (director) and…
- Annual accounts filedfinancial year 2025 · unclassified…
- Resignations & appointmentsPower of attorney
Key points
By topic
Board & ownership
- Board
- 10 members
- Parent
- Delcredere
- Auditor
- KPMG Réviseurs d'Entreprises
- TERWEDUWE DirkChair
- Cécile COUNEDirector
- Karin DoguetDirector
- Christoph WitteDirector
- Kerlijne Van SteenDirector
and 5 other directors
Network & group
- Connected companies
- 43
- Mergers and contributions
- 2
Timeline
- Events
- 61
- Since
- 2004
- Next accounts
- by 31-07-2027
- 09-05-2025Resignation: Liesbeth Sinke (niet uitvoerend, onafhankelijk bestuurder)
- 29-04-2025Annual accounts filed
- 17-07-2024Resignations: Dirk Terweduwe, Frank Vanwingh and 4…
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Insurance, reinsurance and pension funding, except compulsory social…NACE 65121
- Founded
- 08-04-2004
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 1
- Purpose
- De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, de…
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