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CENTRE WALLON DE FORMATION ET DE PERFECTIONNEMENT DU SECTEUR HORECA

Active
Non-profit associationfounded 200322 yrs activeSquare Jean Mosseray(JB) 4, 5100 Namur, BelgiumKBO/BCE: BE 0861.434.135
Summary

CENTRE WALLON DE FORMATION ET DE PERFECTIONNEMENT DU SECTEUR HORECA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €759,091 and a net result of €0. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 534 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
CENTRE WALLON DE FORMATION ET DE PERFECTIONNEMENT DU SECTEUR HORECAActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Vocational training
NACE 85592NACE 80421
#4 company by staff growth in the province of Namur, Education sector2 sites
Size
€2.9mturnover 2025
Staff
18.9 FTE
Equity
€759,091
Profit
€0
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
11 members
Auditor: i-AuditorsAccounts 23 d early
Why 91- Size: turnover €2.9m, 18.9 FTE, total assets €2.8m+ Legal form Non-profit association+ Liquidity: current ratio 0.53, cash €599,761+ Figures for FY 2025 (filed 08-07-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 24% of its sector peers (NACE 85, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 52-8
equity 27.1% of total assets
Liquidity 37+17
short-term debt 72.8% · cash 21.4%
Profitability 60-1
return on assets 0.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (592 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▼ -28.6% vs 02-2025 04-2025: < 0.1%▲ +4.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +26.9% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +3.0% vs 03-2026 05-2026: < 0.1%▲ +2.9% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +5.7% vs 06-2026highest value 08-2026: < 0.1%▼ -37.8% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Legal form Non-profit association lowers the probability
  • Liquidity: current ratio 0.53, cash €599,761 lowers the probability
  • Size: turnover €2.9m, 18.9 FTE, total assets €2.8m raises the probability for this profile
  • Figures for FY 2025 (filed 08-07-2026) lowers the probability
Credit up to €65,000 at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.4 in 2024; short-term debt: 72.8% and cash: 21.4% of total assets), and 72.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, small). Better than this share of them on solvency 25%, liquidity 9%, profitability 26%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 0.53, cash €599,761
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: turnover €2.9m, 18.9 FTE, total assets €2.8m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 08-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
36 d early
2023
22 d early
2022
20 d early
2021
37 d early
2020
30 d early
2019
83 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Pierre Poriau (director)Appointments: Nathalie LAURENT, Emmanuel DIDION…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Resignations: Patrick Rehan, Yves Collette and…Appointments: Eric Duchesne (director) and…

Key points

  • Board changedlatest change 05-08-2026 · 11 in office 4 joined · 4 left View
  • Positive: 5 years of growth in a rowturnover 2025: €2.9m 5 years View
  • Positive: Company by staff growth in the province of…in the Checked rankings #4 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Turnover
€2.9m
Profit
€0
Solvency
27.1%
Turnover▲ 3.3%
Net result
20182025
Go to Financials

Timeline

Events
30
Since
2003
Next accounts
by 31-07-2027
  1. 05-08-2026Resignation: Pierre Poriau (director)
  2. 08-07-2026Annual accounts filed
  3. 12-02-2026Resignations: Patrick Rehan, Yves Collette and Michel…
Go to Timeline

Company details

Sites
2
Legal form
Non-profit association
Activity
Vocational trainingNACE 85592
Founded
03-11-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
L'association poursuit un but désintéressé de coordination sociale dans le cadre de…
Go to Articles of association

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