Jack & Troy

Active

Private limited companyfounded 20205 yrs activePeter Benoitlaan 26, 8630 Veurne, BelgiumKBO/BCE: BE 0760.427.936

Summary

Jack & Troy has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €1.5m. Equity is growing by ~165.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

Jack & TroyActiveChecked score 96/100

Risk analysis Report Compare

Activity

Wholesale of information and communication equipment

NACE 46500NACE 46510Other non-specialised retail sale NACE 47120

1 site

Size

€3.0mtotal assets 2025

Equity: €2.2m
Profit: €1.5m

Turnover not published (abridged schema)

Financial health

96 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Board: 1 member

Accounts 52 d early1 of 5 deeds read

Why 96- 1 change of registered office in 24 months- Founded in 2020+ Liquidity: current ratio 3.88, cash €1.7m+ Figures for FY 2025 (filed 10-12-2025)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Better than 94% of its sector peers (NACE 46, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 99+27

equity 74.3% of total assets

Liquidity 90+42

short-term debt 25.7% · cash 58.8%

Profitability 100=

return on assets 50.8%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,367 companies)

Last 9 months 02-2026: < 0.1%lowest value 03-2026: 0.1%▲ +177% vs 02-2026 04-2026: 0.1%▼ -3.3% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -1.7% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▼ -0.9% vs 07-2026 09-2026: 0.1%▲ +25.2% vs 08-2026 10-2026: 0.2%▲ +13.9% vs 09-2026highest value

1 change of registered office in 24 months raises the probability
Liquidity: current ratio 3.88, cash €1.7m lowers the probability
Figures for FY 2025 (filed 10-12-2025) lowers the probability
Founded in 2020 raises the probability for this profile

Credit up to €210,000 at 30 days acceptable

Liquidity ample (current ratio 3.88 against 2.1 in 2024; short-term debt: 25.7% and cash: 58.8% of total assets), and 25.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, small). Better than this share of them on solvency 83%, liquidity 96%, profitability 99%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 3.88, cash €1.7m

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Figures for FY 2025 (filed 10-12-2025)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2020

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

52 d early

2024

9 d early

2023

71 d early

2022

39 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 17 December (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close02-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

18-08-26 Appointments: Coformaco Partners (non-statutory director) and…Permanent representatives: VANDENDRIESSCHE Conny Sabine…
10-12-25 Annual accounts filedfiscal year 2025 · micro…
30-06-25 Highest result since 2022net €1.5m ▲222%

Key points

Positive: Result rose in 2025from €469,554 to €1.5m ▲ 222% View
Positive: Among the best 5% on net resultsector median €5,605 · 12,356 companies €1.5m View
New directorslatest change 18-08-2026 · 1 in office 2 joined View
Flemish supportawarded 2022 - 2025 €373,957 View
Positive: Always filed on timeaccounts within the deadline every year 4 years View