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VACA Immo Oostende

Active
Cooperative companyfounded 2014active for 12 yearsKoningsstraat 45, 1000 Brussel, Belgium14 active companies are registered at this addressKBO/BCE: BE 0563.412.325
Summary

VACA Immo Oostende has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27.6m and a net result of -€240,911. Equity is shrinking by about 2.6% per year across the filed financial years. Its solvency ranks better than 73% of 5,738 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€3.7mturnover 2025
Equity
€27.6m
Loss
-€240,911
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
VACA · 100%
Board
6 members
Auditor: KPMG Bedrijfsrevisoren BVAccounts 32 days early
Why 96raises riskLiquidity: current ratio 1.65, cash €131,321, halvedLegal form: cooperative companylowers riskSize: turnover €3.7m, total assets €40.1mActivity since 1971 (contributed into the company of 2014)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 69% of its sector peers (NACE 68, medium-sized)
Financial strength · tick = 2024
Strong
Solvency 94=
equity 68.8% of total assets
Liquidity 50-3
short-term debt 7.2% · cash 0.3%
Profitability 79+1
return on assets -0.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,717 companies, NACE 68, medium-sized)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026highest value 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026
Credit of up to €360,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.65, compared with 2.48 in 2024, above the usual 1.5; short-term debt: 7.2% and cash: 0.3% of total assets), and 31.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized): better than 81% on solvency, 58% on liquidity, 90% on profitability and 45% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €3.7m, total assets €40.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.65, cash €131,321, halved
NBB · annual accounts
lowers risk · Activity since 1971 (contributed into the company of 2014)
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Legal form: cooperative company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
36 days early
2023
36 days early
2022
41 days early
2021
33 days early
2020
26 days early
2019
39 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Reappointments: Vandenberghe Patrick, Cuppens Pierre and…Gazette deed
  2. Annual accounts filedfinancial year 2025 · full…
  3. Reappointment: KPMG Bedrijfsrevisoren BV (statutory auditor)Permanent representative: Steven Van Campenhout

Key points

  • Risk: 8 loss-making years in a rowloss financial year 2025 -€240,911 View
  • Caution: Among the weakest 11% on net resultsector median €20,654 · 5,744 companies -€240,911 View
  • Positive: Result rose in 2025from -€673,979 to -€240,911 ▲ 64.3% View
  • Controlled by VACA 100% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Turnover
€3.7m
Loss
-€240,911
Solvency
68.8%
Turnover▲ 3.4%
Net result
20182025
Go to Financials

Board & ownership

Board
6 members
Parent
VACA · 100%
Auditor
KPMG Bedrijfsrevisoren BV
  • Vandenberghe PatrickChair
  • Pierre CuppensDaily manager
  • Baldan LucaDirector
  • De Kinder KoenDirector
  • Eddy HUTTENERDirector

and 1 other director

Go to Board & ownership

Timeline

Events
29
Since
2014
Next accounts
by 31-07-2027
  1. 25-06-2025Annual accounts filed
  2. 17-10-2024Reappointment: KPMG Bedrijfsrevisoren BV (statutory auditor)
  3. 25-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
28-09-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Purpose
“Coöperatieve finaliteit: bijdragen tot de ontplooiing en het welzijn van de…” (deed in Dutch)
Go to Articles of association

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