LUIK NATIE COLDSTORE

Active

Public limited companyfounded 200026 yrs activeKruipin(KAL) ZN, 9130 Beveren, BelgiumKBO/BCE: BE 0471.979.927

Summary

The computed 12-month bankruptcy probability of LUIK NATIE COLDSTORE is 2.8% (moderate). The 2025 annual accounts show equity of €5.1m and a net result of €169,200. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 846 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

LUIK NATIE COLDSTOREActiveChecked score 51/100

Risk analysis Report Compare

Activity

Warehousing and storage

NACE 52100Logistics services NACE 52250NACE 52290

1 site

Size

€22.6mtotal assets 2025

Staff: 8.5 FTE
Equity: €5.1m
Profit: €169,200

Net result -72%: other schema

Financial health

51 Fair Checked score 2025

Bankruptcy chance 12 m: 2.8%

Structure

Parent: LUIK NATIE STORAGE · 99.99%
Board: 7 members

Auditor: BV PwC BedrijfsrevisorenAccounts filed 52 d late

Why 51- Liquidity: current ratio 1.12, cash €44,761- Latest accounts 52 days late; 2 of the last 3 late- Sector Warehousing and support activities for transportation (NACE 52)- Equity €5.1m (22.8% of total assets)Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 36% of its sector peers (NACE 52, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 48-5

equity 22.8% of total assets

Liquidity 34-13

short-term debt 35.5% · cash 0.2%

Profitability 63+7

return on assets 0.7%

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (2,293 companies)

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%● 0.0% vs 12-2024 02-2025: 0.7%▼ -3.5% vs 01-2025lowest value 03-2025: 0.7%▲ +1.6% vs 02-2025 04-2025: 0.7%▲ +7.8% vs 03-2025 05-2025: 0.7%● 0.0% vs 04-2025 06-2025: 0.8%▲ +2.9% vs 05-2025 07-2025: 1.0%▲ +26.3% vs 06-2025 08-2025: 1.5%▲ +53.9% vs 07-2025 09-2025: 1.9%▲ +25.9% vs 08-2025 10-2025: 2.8%▲ +50.0% vs 09-2025 11-2025: 1.5%▼ -45.4% vs 10-2025 12-2025: 1.5%● 0.0% vs 11-2025 01-2026: 1.5%● 0.0% vs 12-2025 02-2026: 1.5%● 0.0% vs 01-2026 03-2026: 1.5%▲ +1.6% vs 02-2026 04-2026: 1.5%▼ -2.2% vs 03-2026 05-2026: 1.5%▲ +2.9% vs 04-2026 06-2026: 1.6%▲ +3.0% vs 05-2026 07-2026: 1.6%▼ -0.6% vs 06-2026 08-2026: 2.7%▲ +67.1% vs 07-2026 09-2026: 3.1%▲ +16.8% vs 08-2026highest value 10-2026: 2.8%▼ -9.7% vs 09-2026

Liquidity: current ratio 1.12, cash €44,761 raises the probability
Latest accounts 52 days late; 2 of the last 3 late raises the probability
Sector Warehousing and support activities for transportation (NACE 52) raises the probability
Equity €5.1m (22.8% of total assets) raises the probability

Credit up to €260,000 at 30 days acceptable

Liquidity tight (current ratio 1.12 against 1.7 in 2024; short-term debt: 35.5% and cash: 0.2% of total assets), and 77.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 52, micro). Better than this share of them on solvency 32%, liquidity 28%, profitability 38%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Liquidity: current ratio 1.12, cash €44,761

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts 52 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Sector Warehousing and support activities for transportation (NACE 52)

In the bankruptcy model this factor raises the probability.

KBO

Equity €5.1m (22.8% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

52 d late

2024

61 d late

2023

43 d early

2022

49 d early

2021

9 d early

2020

33 d early

2019

43 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 61 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-09-26 Annual accounts filedfiscal year 2025 · full…
05-05-26 Resignation: BV KPMG Bedrijfsrevisoren (statutory auditor)Appointment: BV PwC Bedrijfsrevisoren (statutory…
31-12-25 Equity above €5mEq €5.1m ▲3.4%

Key points

Caution: Result fell in 2025different schema filed ▼ 72.1% View
Board changedlatest change 30-11-2025 · 7 in office 4 joined · 2 left View
Among the largest 8% on gross marginsector median €625,928 · 405 companies €3.1m View
Controlled by LUIK NATIE STORAGEknown shareholders 100% 99.99% View
Positive: 5 profitable years in a rowprofit 2025: €169,200 5 years View
Flemish supportawarded 2023 - 2025 €55,352 View