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Bond Zonder Naam Sociaal Cultureel Werk

Active
Non-profit associationfounded 1999active for 27 yearsLange Leemstraat 372D, 2018 Antwerpen, BelgiumKBO/BCE: BE 0469.514.642
Summary

Bond Zonder Naam Sociaal Cultureel Werk has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.4m and a net result of -€168,333. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 95% of 12,434 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Bond Zonder Naam Sociaal Cultureel WerkActiveChecked score 95/100

Overview

Activity
Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
NACE 47781Other membership organisations NACE 94999
1 site
Size
€3.6mtotal assets 2025
Staff
10.7 FTE
Equity
€3.4m
Deficit
-€168,333
Turnover not published (abbreviated format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
15 members
Accounts 128 days early
Why 95raises riskLoss of €168,333 (financial year 2025)lowers riskLegal form: non-profit associationLiquidity: current ratio 26.93, cash €2.3mFounded in 1999Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.0% of total assets
Liquidity 100+8
short-term debt 3.6% · cash 64.1%
Profitability 13-59
return on assets -4.7%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,692 companies, NACE 47, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €320,000 on 30-day terms is acceptable
Liquidity ample (current ratio 26.93, compared with 22.39 in 2024, above the usual 1.5; short-term debt: 3.6% and cash: 64.1% of total assets), and 4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 95% on solvency, 99% on liquidity, 9% on profitability and 26% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 26.93, cash €2.3m
NBB · annual accounts
raises risk · Loss of €168,333 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
128 days early
2024
66 days early
2023
105 days early
2022
130 days early
2021
96 days early
2020
101 days early
2019
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 98 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointments: Danny Jacobs (director) and Isabel…Gazette deed
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Weakest financial yearnet -€168,333

Key points

  • Caution: From profit to loss in 2025after €99,846 in 2024 -€168,333 View
  • Caution: Among the weakest 5% on net resultsector median €28,292 · 12,422 companies -€168,333 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Flemish supportawarded from 2022 to 2025 €1.5m View
  • New directorslatest change 10-12-2025 · 15 in office 2 joined View

By topic

Financials

Financial year
2025
Total assets
€3.6m
Loss
-€168,333
Solvency
96.0%
Total assets▼ 5.0%
Net result
20182025
Go to Financials

Board & ownership

Board
15 members
  • Barbara TorfsDirector
  • Luc MaertensDirector
  • Christa DecaesteckerDirector
  • Eric HermansDirector
  • Tom DekkersDirector

and 10 other directors

Go to Board & ownership

Timeline

Events
54
Since
2005
Next accounts
by 31-07-2027
  1. 24-12-2025Appointments: Dieter Rypens, Elise De Groot and…
  2. 26-05-2025Annual accounts filed
  3. 30-07-2024Reappointments: Eric Hermans, Barbara Torfs and 2…
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Retail sale of solid, liquid and gaseous fuels…NACE 47781
Founded
15-09-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
“Initiatieven ontplooien ten behoeve van personen en doelgroepen die tussen de mazen van…” (deed in Dutch)
Go to Articles of association

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