TMF ACCOUNTING SERVICES

Active

Private limited companyfounded 199828 yrs activeSint-Lazaruslaan 4-10, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 0464.030.974

Summary

TMF ACCOUNTING SERVICES has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €386,514. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 1065 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

TMF ACCOUNTING SERVICESActiveChecked score 93/100

Risk analysis Report Compare

Activity

Activities of company auditors

NACE 69203Certified accountants and tax accountants NACE 69201NACE 74122

#7 company by staff growth in Sint-Joost-ten-Node, Professional and technical services sector1 site

Size

€3.8mturnover 2025

Staff: 20.3 FTE
Equity: €1.2m
Profit: €386,514

Financial health

93 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Parent: TMF Holding International B.V.
Board: 3 members

Auditor: Grant Thornton Bedrijfsrevisoren BVAccounts 45 d early3 of 20 deeds read

Why 93- 1 change of registered office in 24 months+ Sector Legal and accounting activities (NACE 69)+ Profit of €386,514 (FY 2025)+ Figures for FY 2025 (filed 16-06-2026)Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Better than 50% of its sector peers (NACE 69, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 81+11

equity 55.8% of total assets

Liquidity 34-30

short-term debt 44.1% · cash 4.1%

Profitability 86-12

return on assets 17.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,474 companies)

Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%▲ +66.7% vs 01-2025 03-2025: < 0.1%▲ +2.9% vs 02-2025 04-2025: < 0.1%▼ -2.8% vs 03-2025 05-2025: < 0.1%▲ +2.9% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +86.1% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +11.9% vs 02-2026 04-2026: 0.1%▲ +5.3% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -2.5% vs 05-2026 07-2026: 0.1%▲ +20.8% vs 06-2026 08-2026: 0.1%▲ +50.5% vs 07-2026 09-2026: 0.2%▲ +27.1% vs 08-2026highest value 10-2026: 0.1%▼ -35.4% vs 09-2026

Sector Legal and accounting activities (NACE 69) lowers the probability
1 change of registered office in 24 months raises the probability
Profit of €386,514 (FY 2025) lowers the probability
Figures for FY 2025 (filed 16-06-2026) lowers the probability

Credit up to €110,000 at 30 days acceptable

Liquidity ample (current ratio 2.27 against 1.81 in 2024; short-term debt: 44.1% and cash: 4.1% of total assets), and 44.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, small). Better than this share of them on solvency 55%, liquidity 13%, profitability 66%, growth against the median 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Legal and accounting activities (NACE 69)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Profit of €386,514 (FY 2025)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Figures for FY 2025 (filed 16-06-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

45 d early

2024

66 d early

2023

30 d early

2022

7 d early

2021

129 d late

2020

12 d late

2019

24 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 37 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

17-08-26 Resignation: Hugo Verbist (director)Appointment: Grant Thornton Bedrijfsrevisoren BV…
16-06-26 Annual accounts filedfiscal year 2025 · full…
08-04-26 Statutes amendmentPower of attorney

Key points

Positive: 6 years of growth in a rowturnover 2025: €3.8m 6 years View
Board changedlatest change 11-05-2026 · 3 in office 3 joined · 2 left View
Positive: Company by staff growth in Sint-Joost-ten-Node, Professional and…in the Checked rankings #7 View
Controlled by TMF Holding International B.V. parent View
Caution: Result fell in 2025from €628,919 to €386,514 ▼ 38.5% View
Positive: Always filed on timeaccounts within the deadline every year 4 years View