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Agence de développement centre-Ville de Mons

Active
Non-profit associationfounded 1997active for 28 yearsRue de la Seuwe 14, 7000 Mons, BelgiumKBO/BCE: BE 0462.428.989
Summary

Agence de développement centre-Ville de Mons has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €448,904 and a net result of €49,146. Equity remains stable across the filed financial years (±2.4% per year). Its solvency ranks better than 42% of 825 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Agence de développement centre-Ville de MonsActiveChecked score 96/100

Overview

Activity
Media representation
NACE 73120Activities of business and employers' organisations NACE 94110
9th largest employer in Hainaut, Advertising and market research sector1 site
Size
€1.3mtotal assets 2025
Staff
20.2 FTE
Equity
€448,904
Surplus
€49,146
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
16 members
Auditor: JOIRIS, ROUSSEAUX ET Co, REVISEURS D'ENTREPRISES ASSOCIESAccounts 42 days early
Why 96raises riskSize: 20.2 FTE, total assets €1.3mlowers riskLegal form: non-profit associationLiquidity: current ratio 1.63, cash €819,587Founded in 1997Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 64% of its sector peers (NACE 73, small)
Financial strength · tick = 2024
Strong
Solvency 59+4
equity 34.3% of total assets
Liquidity 68+3
short-term debt 60.7% · cash 62.6%
Profitability 73-9
return on assets 3.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (718 companies, NACE 73, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.63, compared with 1.48 in 2024; short-term debt: 60.7% and cash: 62.6% of total assets), but 65.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small): better than 40% on solvency, 81% on liquidity, 66% on profitability and 69% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Liquidity: current ratio 1.63, cash €819,587
NBB · annual accounts
lowers risk · Founded in 1997
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: 20.2 FTE, total assets €1.3m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €448,904
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
3 days early
2023
21 days early
2022
35 days early
2021
1 day late
2020
30 days early
2019
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Reappointments: DANHIER Sandra, DETHY Véronique and…Gazette deed
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Result fell in 2025from €139,840 to €49,146 ▼ 64.9% View
  • Positive: 9th largest employer in Hainaut, Advertising and market research sectorin the Checked rankings No. 9 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year
2025
Total assets
€1.3m
Profit
€49,146
Solvency
34.3%
Total assets▼ 3.1%
Net result
20182025
Go to Financials

Board & ownership

Board
16 members
Auditor
JOIRIS, ROUSSEAUX ET Co…
  • Liliane SinigagliaChair
  • Jean-Louis VILLANUEVADirector
  • DELVALLEE NatachaDirector
  • DETHY VéroniqueDirector
  • Thibaut DeldimeDirector

and 11 other directors

Go to Board & ownership

Timeline

Events
48
Since
2005
Next accounts
by 31-07-2027
  1. 10-07-2025Withdrawals: BERNARD Stéphane, CHARLIER Françoise and 5…
  2. 31-12-2024Back to profit
  3. 28-11-2024Appointment: SCPRL JOIRIS, ROUSSEAUX & Co, Reviseurs…
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Media representationNACE 73120
Founded
22-10-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
3
Purpose
“L'agence de développement centre-ville de Mons a pour but de renforcer et de pérenniser le…” (deed in French)
Go to Articles of association

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