Koramic Finance Company

Active Risk: not assessed

Public limited companyfounded 1991active for 35 yearsKapel ter Bede(Kor) 84, 8500 Kortrijk, Belgium28 active companies are registered at this addressKBO/BCE: BE 0444.646.614

Summary

Koramic Finance Company is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €55.2m and a net result of €1.7m. Equity is growing by about 5.7% per year across the filed financial years. Its solvency ranks better than 22% of 2,997 sector peers (NACE 64, financial year 2025). The company has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals.

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Koramic Finance CompanyActive

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Activity

Activities of holding companies

NACE 64210

7th largest company by total assets in Kortrijk, Finance and insurance sector1 site

Size

€202.1mtotal assets 2025

Equity: €55.2m
Profit: €1.7m

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Parent: Koramic Capital · 100%

Odon BVDirector · permanent representative Hilde Famaey

Accounts 31 days early2 of 17 deeds read

Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.

raises riskneutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2997 sector peers (2025).

NBB · sector comparison

Position among 2997 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

31 days early

2024

36 days early

2023

43 days early

2022

35 days early

2021

32 days early

2020

38 days early

2019

39 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

19-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

10-08-2026 Appointment: ODON BV (director)Power of attorney
30-06-2026 Annual accounts filedfinancial year 2025 · full…
25-06-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Caution: Result fell in 2025from €31.7m to €1.7m ▼ 94.6% View
Positive: Among the best 15% on equitysector median €5.2m · 2,993 companies €55.2m View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Controlled by Koramic Capitalultimately: NEWPORT INVESTMENTS SA 100% View
New directorlatest change 11-06-2026 · 1 in office 1 joined View