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BE-CLOUD Belgium

Active
Private limited companyfounded 198936 years activeEurolaan 7, 9140 Temse, BelgiumKBO/BCE: BE 0439.010.617
Summary

BE-CLOUD Belgium has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.4m and a net result of €833,005. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 245 sector peers (NACE 46, fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Wholesale of information and communication equipment
NACE 46500
1 site
Size
€14.4mturnover 2026
Staff
14.6 FTE
Equity
€2.4m
Profit
€833,005
Financial health
91 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Parent
CONNECT + · 100%
Holdings
1
Accounts 29 days early3 of 18 deeds read
Why 91- Equity €2.4m (24.0% of total assets)+ Founded in 1989+ Profit of €833,005 (FY 2026)+ Liquidity: current ratio 0.88, cash €1.8mShow the evidence

Checked score

Score 2026
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 51% of its sector peers (NACE 46, small)
Financial strength · tick = 2025
Average
Solvency 49+10
equity 24.0% of total assets
Liquidity 36=
short-term debt 68.4% · cash 17.9%
Profitability 63+18
return on assets 8.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,378 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 0.9%▼ -0.1 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%● unchanged vs 07-2025 09-2025: 0.9%▼ -0.1 percentage points vs 08-2025 10-2025: 1.0%▲ +0.1 percentage points vs 09-2025 11-2025: 1.5%▲ +0.5 percentage points vs 10-2025highest value 12-2025: 1.5%● unchanged vs 11-2025highest value 01-2026: 1.5%● unchanged vs 12-2025highest value 02-2026: 1.5%● unchanged vs 01-2026highest value 03-2026: 1.5%● unchanged vs 02-2026highest value 04-2026: 1.5%● unchanged vs 03-2026highest value 05-2026: 0.5%▼ -1.0 percentage point vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.3 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value
Credit up to €220,000 at 30 days acceptable
Liquidity short (current ratio 0.88 against 1.04 in 2025; short-term debt: 68.4% and cash: 17.9% of total assets), and 76% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 27% on solvency, 38% on liquidity, 50% on profitability and 89% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Equity €2.4m (24.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 1989
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Profit of €833,005 (FY 2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.88, cash €1.8m
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 245 sector peers (2026).
NBB · sector comparison
Position among 245 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 02-10-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
29 days early
2025
10 days early
2024
17 days early
2023
15 days early
2022
39 days early
2021
13 days early
2020
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 14 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. Restructuring · MiscellaneousMerger · Shareholding · Director…
  3. BenamingName change · Statutes amendment…

Key points

  • Positive: Result rose in 2026from €196,057 to €833,005 ▲ 325% View
  • Caution: Board changedlatest change 05-11-2025 · 2 in office 2 joined · 2 left View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by CONNECT +ultimately: GRUPPO XXI 100% View

By topic

Financials

Fiscal year
2026
Turnover
€14.4m
Profit
€833,005
Solvency
24.0%
Turnover▲ 15.0%
Net result
20192026
Go to Financials

Board & ownership

Board
2 members
Parent
CONNECT + · 100%
  • Benny RossaerDirector
  • Michael FrisbyDirector
Go to Board & ownership

Timeline

Events
18
Since
2017
Next accounts
by 31-10-2027
  1. 31-03-2026Equity above €2m
  2. 26-11-2025Resignations: Didier Clerx (director) and Wim Heylen…
  3. 21-10-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of information and communication equipmentNACE 46500
Founded
15-12-1989
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
8
Purpose
Aan- en verkoop, import en export, zowel groot- als kleinhandel van computers (hardware en…
Go to Articles of association

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