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Belgische Federatie van Voedselbanken

Active
Non-profit associationfounded 198838 yrs activeSteenweg op Zellik 12, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0435.443.886
Summary

Belgische Federatie van Voedselbanken has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15.5m and a net result of -€409,565. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Belgische Federatie van VoedselbankenActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Other membership organisations
NACE 94999Activities of business and employers' organisations NACE 94110
#1 company by equity in Sint-Agatha-Berchem, Other services sector1 site
Size
€17.2mtotal assets 2025
Staff
1.8 FTE
Equity
€15.5m
Loss
-€409,565
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
18 members
Auditor: RSM INTERAUDIT SRLAccounts 71 d early
Why 93- Loss of €409,565 (FY 2025)+ Legal form Non-profit association+ Sector Activities of membership organisations (NACE 94)+ Size: 1.8 FTE, total assets €17.2mShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 94, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 90.2% of total assets
Liquidity 63+2
short-term debt 6.0% · cash 10.4%
Profitability 32-47
return on assets -2.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,216 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%▲ +33.3% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +25.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▲ +20.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +33.3% vs 05-2026highest value 07-2026: < 0.1%● 0.0% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Legal form Non-profit association lowers the probability
  • Sector Activities of membership organisations (NACE 94) lowers the probability
  • Size: 1.8 FTE, total assets €17.2m lowers the probability for this profile
  • Loss of €409,565 (FY 2025) raises the probability
Credit up to €1,400,000 at 30 days acceptable
Liquidity ample (current ratio 9.64 against 12.01 in 2024; short-term debt: 6% and cash: 10.4% of total assets), and 9.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 94, micro). Better than this share of them on solvency 79%, liquidity 32%, profitability 34%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Sector Activities of membership organisations (NACE 94)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: 1.8 FTE, total assets €17.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €409,565 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
71 d early
2024
72 d early
2023
56 d early
2022
62 d early
2021
25 d early
2020
80 d early
2019
11 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 29 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignations: Baudouin Piret, Bruno Neve and…Appointments: Eddy Van Geel, Paul…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Weakest financial yearnet -€409,565

Key points

  • Caution: From profit to loss in 2025after €1.5m in 2024 -€409,565 View
  • Caution: Among the weakest 10% on net resultsector median €15,035 · 319 companies -€409,565 View
  • Board changedlatest change 01-06-2026 · 18 in office 3 joined · 3 left View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€17.2m
Loss
-€409,565
Solvency
90.2%
Total assets▼ 5.1%
Net result
20182025
Go to Financials

Timeline

Events
38
Since
2006
Next accounts
by 31-07-2027
  1. 01-06-2026Resignations: Baudouin Piret, Bruno Neve and Julien…
  2. 21-05-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Other membership organisationsNACE 94999
Founded
16-03-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
De vereniging streeft algemeen duurzame ontwikkelingsdoelstellingen na en heeft meer in…
Go to Articles of association

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