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SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON

Active
Public limited companyfounded 1987active for 39 yearsRue Louis de Geer 2, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0430.636.943
Summary

SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23.6m and a net result of €444,711. Equity is growing by about 9.1% per year across the filed financial years. Its solvency ranks better than 34% of 309 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLONActiveChecked score 83/100

Overview

Activity
Employment placement agencies
NACE 78100Other financial services NACE 64999
#1 company by total assets in Walloon Brabant, Employment activities sector1 site
Size
€619,654turnover 2025
Staff
5.8 FTE
Equity
€23.6m
Profit
€444,711
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Largest shareholder
SOCIETE WALLONNE DE FINANCEMENT ET DE GARANTIE DES PETITES ET MOYENNES ENTREPRISES · 49.02%
Board
12 members
Holdings
38
Auditor: DGST & Partners - Réviseurs d'entreprises SRLAccounts 99 days early
Why 83raises riskEquity €23.6m (18.7% of total assets)Liquidity: current ratio 71.03, cash €513,997lowers riskFounded in 1987Legal form: public limited companyShow the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 31% of its sector peers (NACE 78, micro)
Financial strength · tick = 2024
Weak
Solvency 44=
equity 18.7% of total assets
Liquidity 51+1
short-term debt 0.7% · cash 0.4%
Profitability 13-11
return on assets 0.4%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,370 companies, NACE 78, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025highest value 04-2025: 0.3%● unchanged vs 03-2025highest value 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity ample (current ratio 71.03, compared with 77.52 in 2024; short-term debt: 0.7% and cash: 0.4% of total assets), but 81.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 31% on solvency, 42% on liquidity, 20% on profitability and 31% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Equity €23.6m (18.7% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 71.03, cash €513,997
NBB · annual accounts
lowers risk · Founded in 1987
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Legal form: public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
99 days early
2024
99 days early
2023
97 days early
2022
95 days early
2021
93 days early
2020
94 days early
2019
67 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 92 days before the deadline; the sector median (NACE 78) for financial year 2024 is 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Purpose · Amendment of the articles…Purpose change
  3. Reappointment: SRL LUMANIGA (director)Permanent representatives: Ludivine COULON and…

Key points

  • Caution: Result fell in 2025from €16.6m to €444,711 ▼ 97.3% View
  • Positive: Company by total assets in Walloon Brabant, Employment…in the Checked rankings #1 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Heads a groupcompanies controlled 8 View

By topic

Financials

Financial year
2025
Turnover
€619,654
Profit
€444,711
Solvency
18.7%
Turnover▼ 6.1%
Net result
20182025
Go to Financials

Board & ownership

Board
12 members
Largest shareholder
SOCIETE WALLONNE DE FINANCEMENT… · 49.02%
Auditor
DGST & Partners -…
  • SAINT DENISChair
  • PARVAIS OlivierDirector
  • ACCES DIRECTDirector
  • Déborah DEPAUWDirector
  • Laurence LEROYDirector

and 7 other directors

Go to Board & ownership

Network & group

Subsidiaries
8
Holdings
38
Connected companies
50
Mergers and contributions
6

38 holdings

Go to Network & group

Timeline

Events
86
Since
1988
Next accounts
by 31-07-2027
  1. 23-04-2025Annual accounts filed
  2. 22-04-2025Resignation: Loik-Maël NYS (représentant permanent de iba…
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Employment placement agenciesNACE 78100
Founded
05-03-1987
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
L'objet social de la SOCIETE D'INVESTISSEMENT ET DE FINANCEMENT DU BRABANT WALLON (en…
Go to Articles of association

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