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Bureau Européen des Unions de Consommateurs

Active
Int'l non-profit associationfounded 1981active for 44 yearsAarlenstraat 80, 1040 Brussel, BelgiumKBO/BCE: BE 0422.071.051
Summary

Bureau Européen des Unions de Consommateurs has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.3m and a net result of €363,612. Equity is growing by about 3.6% per year across the filed financial years. Its solvency ranks better than 49% of 2,748 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Bureau Européen des Unions de ConsommateursActiveChecked score 95/100

Overview

Activity
Other business support services
NACE 82990Activities of membership organisations NACE 94992
#4 employer in Etterbeek, Administrative and support services sector1 site
Size
€6.8moperating income 2025
Staff
48.6 FTE
Equity
€3.3m
Surplus
€363,612
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
  • FEDERACIÓN DE CONSUMIDORES Y USUARIOS - CECUDirector
  • VEREIN FÜR KONSUMENTENINFORMATION- VKIDirector
Accounts 57 days early2 of 17 deeds read
Why 95lowers riskLegal form: int'l non-profit associationLiquidity: current ratio 1.61, cash €1.6m, halvedFounded in 1981Profit of €363,612 (financial year 2025)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (NACE 82, small)
Financial strength · tick = 2024
Strong
Solvency 66-4
equity 40.6% of total assets
Liquidity 44-28
short-term debt 58.9% · cash 19.4%
Profitability 83+43
return on assets 4.5%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,114 companies, NACE 82, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.61, compared with 1.72 in 2024; short-term debt: 58.9% and cash: 19.4% of total assets), but 59.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small): better than 49% on solvency, 32% on liquidity, 83% on profitability and 82% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Legal form: int'l non-profit association
KBO
lowers risk · Liquidity: current ratio 1.61, cash €1.6m, halved
NBB · annual accounts
lowers risk · Founded in 1981
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Profit of €363,612 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
57 days early
2023
50 days early
2022
56 days early
2021
69 days early
2020
43 days early
2019
56 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 55 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignations: ASSOCIATION DES CONSOMMATEURS TEST ACHATS…Appointments: FEDERACIÓN DE CONSUMIDORES Y…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Resignations: FORBRUGERRÅDET (director) and VZBV -…Permanent representatives: Karin Breck, Isabelle…

Key points

  • Positive: Turnover rose in 2025from €105,519 to €189,510 ▲ 79.6% View
  • Caution: Board changedlatest change 02-10-2026 · 2 in office 2 joined · 4 left View
  • Positive: Among the best 9% on equitysector median €198,271 · 2,749 companies €3.3m View
  • EU supportawarded 2021 - 2025 €14.5m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Turnover
€189,510
Profit
€363,612
Solvency
40.6%
Turnover▲ 79.6%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • FEDERACIÓN DE CONSUMIDORES Y USUARIOS - CECUDirector
  • VEREIN FÜR KONSUMENTENINFORMATION- VKIDirector
Go to Board & ownership

Timeline

Events
26
Since
2007
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 04-06-2025Annual accounts filed
  3. 11-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Int'l non-profit association
Activity
Other business support servicesNACE 82990
Founded
05-11-1981
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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