Skip to content

BERACO

Active
Public limited companyfounded 197254 yrs activeRue Albert et Louis Curvers 18, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 0412.812.895
Summary

BERACO has been active since 1972 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.3m and a net result of €86,799. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 10958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
BERACOActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
#4 oldest company in Chaudfontaine, Real estate sector1 site
Size
€3.4mtotal assets 2025
Equity
€2.3m
Profit
€86,799
Net result -94%: other schema
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
3 members
Accounts 39 d early1 of 14 deeds read
Why 96- Liquidity: current ratio 9.69, cash €58,979- Profit of €86,799 (FY 2025)+ Size: total assets €3.4m+ Figures for FY 2025 (filed 22-06-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 92+6
equity 67.5% of total assets
Liquidity 52-2
short-term debt 6.8% · cash 1.7%
Profitability 53-47
return on assets 2.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,938 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%▲ +3.3% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +11.1% vs 03-2025 05-2025: 0.1%▲ +12.9% vs 04-2025highest value 06-2025: 0.1%▼ -3.8% vs 05-2025 07-2025: < 0.1%▼ -47.4% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%▲ +2.5% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +2.4% vs 02-2026 04-2026: < 0.1%▲ +4.8% vs 03-2026 05-2026: < 0.1%▲ +2.3% vs 04-2026 06-2026: < 0.1%▲ +4.4% vs 05-2026 07-2026: < 0.1%▲ +4.3% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Size: total assets €3.4m lowers the probability for this profile
  • Liquidity: current ratio 9.69, cash €58,979 raises the probability
  • Figures for FY 2025 (filed 22-06-2026) lowers the probability
  • Profit of €86,799 (FY 2025) raises the probability
Credit up to €210,000 at 30 days acceptable
Liquidity ample (current ratio 9.69 against 6.64 in 2024; short-term debt: 6.8% and cash: 1.7% of total assets), and 32.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 80%, liquidity 71%, profitability 53%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €3.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 9.69, cash €58,979
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 22-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Profit of €86,799 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
42 d early
2023
51 d early
2022
61 d early
2021
61 d early
2020
60 d early
2019
57 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointments: PONCELET Céline, PONCELET Stéphanie and…State Gazette act
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Result fell in 2025different schema filed ▼ 94.1% View
  • Positive: Among the best 15% on equitysector median €309,514 · 10,962 companies €2.3m View
  • New directorslatest change 11-08-2026 · 3 in office 3 joined View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Positive: 6 profitable years in a rowprofit 2025: €86,799 6 years View
  • Active since 1972founded 04-01-1972 54 years View

By topic

Financials

Fiscal year
2025
Total assets
€3.4m
Profit
€86,799
Solvency
67.5%
Total assets▼ 5.8%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 11-08-2026Appointments: PONCELET Céline, PONCELET Stéphanie and PONCELET…
  2. 22-06-2026Annual accounts filed
  3. 19-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
04-01-1972
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure