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Sinte-Christiana en Sint-Michaël VMSI

Active
Non-profit associationfounded 1946active for 80 yearsde Castrodreef 1, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0410.269.715
Summary

Sinte-Christiana en Sint-Michaël VMSI has been active since 1946 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €571,989 and a net result of €1,999. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 56% of 77 sector peers (NACE 84, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Sinte-Christiana en Sint-Michaël VMSIActiveChecked score 93/100

Overview

Activity
Public administration and defence; compulsory social security
NACE 84302Other membership organisations NACE 94999
Oldest company in East Flanders, Public administration sector1 site
Size
€83,605turnover 2025
Staff
0.5 FTE
Equity
€571,989
Surplus
€1,999
Turnover -90%: branch of activity transferred
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
20 members
Auditor: Deloitte bedrijfsrevisoren CVBAAccounts 14 days early
Why 93lowers riskLegal form: non-profit associationSector: Public administration and defence; compulsory social security (NACE 84)Liquidity: current ratio 3.09, cash €360,078, halvedEquity €571,989 (77.2% of total assets)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 45% of its sector peers (NACE 84, micro)
Financial strength · tick = 2024
Strong
Solvency 100+5
equity 77.2% of total assets
Liquidity 92+19
short-term debt 22.8% · cash 48.6%
Profitability 13-56
return on assets 0.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (95 companies, NACE 84, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.09, compared with 3.62 in 2024, above the usual 1.5; short-term debt: 22.8% and cash: 48.6% of total assets), and 22.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 84, micro): better than 84% on solvency, 82% on liquidity, 11% on profitability and 4% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Public administration and defence; compulsory social security (NACE 84)
KBO
lowers risk · Liquidity: current ratio 3.09, cash €360,078, halved
NBB · annual accounts
lowers risk · Equity €571,989 (77.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 days early
2024
108 days early
2023
37 days early
2022
42 days early
2021
27 days early
2020
108 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 54 days before the deadline; the sector median (NACE 84) for financial year 2024 is 30 days before the deadline, and 20% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignation: Leen Dhuyvetter (director)Appointment: Pascale Van Hoecke (director)
  3. Appointment: Deloitte Bedrijfsrevisoren CVBA (commissaris revisor)Gazette deed

Key points

  • Caution: Result fell in 2025from €58,858 to €1,999 ▼ 96.6% View
  • Positive: Oldest company in East Flanders, Public administration sectorin the Checked rankings No. 1 View
  • 2 restructurings since 2025latest: branch transferred to CM SERVICE PATRIMONIUM 2 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €1,999 8 years View
  • Active since 1946founded 01-01-1946 80 years View
  • Board changedlatest change 11-12-2025 · 20 in office 1 joined · 1 left View

By topic

Financials

Financial year
2025
Turnover
€83,605
Profit
€1,999
Solvency
77.2%
Turnover▼ 89.6%
Net result
20212025
Go to Financials

Board & ownership

Board
20 members
Auditor
Deloitte bedrijfsrevisoren CVBA
  • Hans OnselaereChair
  • Meesseman BartDirector
  • Vermeiren LucDirector
  • Marleen Van HolewinckelDirector
  • Tom Van de VrekenDirector

and 15 other directors

Go to Board & ownership

Timeline

Events
41
Since
2007
Next accounts
by 31-07-2027
  1. 09-09-2025Resignations & appointments · Miscellaneous
  2. 12-05-2025Resignations: Beeckman Kris, Belon Dirk and 3…
  3. 14-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Public administration and defence; compulsory social securityNACE 84302
Founded
01-01-1946
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
29
Purpose
“Het nemen, bevorderen en steunen van alle initiatieven van medische en/of sociale aard…” (deed in Dutch)
Go to Articles of association

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