Financials
- Fiscal year
- 2025
- Turnover
- €23.5m
- Loss
- -€432,992
- Solvency
- 5.4%
Turnover▲ 13.6%
Net result
20182025
SECUREX INTEGRITY, CAISSE LIBRE D'ASSURANCES SOCIALES POUR TRAVAILLEURS INDEPENDANTS - SECUREX INTEGRITY, VRIJ SOCIAAL VERZEKERINGSFONDS VOOR ZELFSTANDIGEN
ActiveSummary
SECUREX INTEGRITY, CAISSE LIBRE D'ASSURANCES SOCIALES POUR TRAVAILLEURS INDEPENDANTS - SECUREX INTEGRITY, VRIJ SOCIAAL VERZEKERINGSFONDS VOOR ZELFSTANDIGEN has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.0m and a net result of -€432,992. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 13% of 58 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Public administration and defence; compulsory social security
NACE 84309NACE 75303
#3 company by total assets in the Brussels-Capital Region, Public administration sector9 sites
Size
€23.5mturnover 2025
- Staff
- 59.6 FTE
- Equity
- €16.0m
- Loss
- -€432,992
Structure
- Board
- 13 members
- Holdings
- 1
Auditor: ERNST & YOUNG (E&Y)Accounts 11 d early
Why 89- Liquidity: current ratio 1.04, cash €2.1m, halved- Equity €16.0m (5.4% of total assets)+ Legal form Non-profit association+ Sector Public administration and defence; compulsory social security (NACE 84)Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Better than 15% of its sector peers (NACE 84)
Performance against the sector, not lower risk
Financial strength · tick = 2021
Weak
Solvency
30-2
equity 5.4% of total assets
Liquidity
1-4
short-term debt 94.6% · cash 0.7%
Profitability
53+36
return on assets -0.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%highest value
12-2024: 0.1%● 0.0% vs 11-2024highest value
01-2025: 0.1%● 0.0% vs 12-2024highest value
02-2025: 0.1%● 0.0% vs 01-2025highest value
03-2025: 0.1%● 0.0% vs 02-2025highest value
04-2025: 0.1%● 0.0% vs 03-2025highest value
05-2025: 0.1%● 0.0% vs 04-2025highest value
06-2025: 0.1%● 0.0% vs 05-2025highest value
07-2025: 0.1%● 0.0% vs 06-2025highest value
08-2025: 0.1%▼ -6.9% vs 07-2025
09-2025: 0.1%● 0.0% vs 08-2025
10-2025: 0.1%● 0.0% vs 09-2025
11-2025: 0.1%● 0.0% vs 10-2025
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%● 0.0% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%● 0.0% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%● 0.0% vs 06-2026
08-2026: < 0.1%▼ -38.9% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Legal form Non-profit association lowers the probability
- Liquidity: current ratio 1.04, cash €2.1m, halved raises the probability
- Sector Public administration and defence; compulsory social security (NACE 84) lowers the probability
- Equity €16.0m (5.4% of total assets) raises the probability
Credit up to €1,400,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 1.05 in 2021; short-term debt: 94.6% and cash: 0.7% of total assets), and 94.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 84). Better than this share of them on solvency 6%, liquidity 2%, profitability 38%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 58 sector peers (2025).
NBB · sector comparisonPosition among 58 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
31 d early
2023
6 d early
2022
6 d early
2021
13 d early
2020
16 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 29 days before the deadline, and 19% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Resignations: Futurenergia Consultance sri (director) and…Permanent representatives: Michel Huet, Eric…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Resignations & appointments · MiscellaneousPower of attorney
Key points
- Caution: Among the weakest 6% on net resultsector median €67,687 · 59 companies -€432,992 View
- Board changedlatest change 30-06-2026 · 13 in office 1 joined · 2 left View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Caution: 2 loss-making years in a rowloss fiscal year 2025 -€432,992 View
- Active since 1967founded 18-09-1967 59 years View
By topic
Board & ownership
- Board
- 13 members
- Auditor
- ERNST & YOUNG (E&Y)
Go to Board & ownership
Network & group
- Holdings
- 1
- Connected companies
- 70
1 holding
Timeline
- Events
- 51
- Since
- 2005
- Next accounts
- by 31-07-2027
- 25-09-2026Resignations: Futurenergia Consultance sri (director) and Cécile…
- 20-07-2026Annual accounts filed
- 14-01-2026Resignations & appointments · Miscellaneous
Company details
- Sites
- 9
- Legal form
- Non-profit association
- Activity
- Public administration and defence; compulsory social securityNACE 84309
- Founded
- 18-09-1967
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 2
- Purpose
- 1°De taken te vervullen die aan de sociale verzekeringsfondsen voor zelfstandigen worden…
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