Skip to content

Xepla Invest

Active
Private limited companyfounded 2023active for 3 yearsKouter 7, 9000 Gent, BelgiumKBO/BCE: BE 0799.641.175
Summary

The computed 12-month bankruptcy probability of Xepla Invest is 3.6% (moderate). The annual accounts of Xepla Invest for financial year 2025 show a net loss of 96% of total assets. The 2025 annual accounts show equity of €4,090 and a net result of -€3,962. Equity has been shrinking by about 31% per year since 2023. If that trend continues, it turns negative around financial year 2027. Its solvency ranks better than 95% of 39,272 sector peers (NACE 70, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 17-03-2023 Normal situation
Registered office
13 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.343.778.039 9000 Gent, since 17-03-2023
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • ExcellingDirector · since 16-03-2023 · permanent representative LAVENS Bram
  • PENUMBRADirector · since 16-03-2023 · permanent representative LAVENS Pieter
  • ALUNTODirector · permanent representative VAN CRAEN Toshoni

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.6%
Annual accounts 2025
Gross margin
-€1,777
Loss
€3,962
▲ 285%
Equity
€4,090
▼ 49.2%
Total assets
€4,116
▼ 55.6%
Turnover not published (micro format)
Score breakdownraises risk2 changes of registered office in 24 monthsFounded in 2023lowers riskLiquidity: current ratio 43.52, cash €1,028Figures for financial year 2025 (filed on 29-07-2026)Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 49% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 99.3% of total assets
Liquidity 81+15
short-term debt 0.7% · cash 25.0%
Profitability 0-47
return on assets -96.2%
Bankruptcy probability within 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▲ +0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▼ -0.9 percentage points vs 07-2025lowest value 09-2025: 1.6%▲ +0.7 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.5%▼ -0.1 percentage points vs 10-2025 12-2025: 1.4%▼ -0.1 percentage points vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.3 percentage points vs 03-2026 05-2026: 1.9%▲ +0.2 percentage points vs 04-2026 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 4.3%▲ +2.3 percentage points vs 07-2026highest value 09-2026: 4.3%● unchanged vs 08-2026highest value 10-2026: 3.6%▼ -0.7 percentage points vs 09-2026 11-2026: 3.6%● unchanged vs 10-2026
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
The balance sheet total is too small for a liquidity verdict.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 85% on liquidity, 6% on profitability and 11% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 43.52, cash €1,028
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 29-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
2 days early
2024
3 days early
2023
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 2 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€3,962 View
  • Caution: Less equity than 87% of companies in head offices and management consultancysector median €78,218 · 39,304 companies €4,090 View
  • Board changedlatest change 16-09-2026 · 3 in office 3 joined · 2 left View

Recent changes

  1. · Gazette deed Company renamed from Yuga Matcha to Xepla InvestCapital increase of €7,500 · Resignations: LAVENS Pieter (director) and LAVENS Bram (director) · Appointments: Penumbra, Excelling and Alunto
  2. · Gazette deed Registered office moved from Brugge - Kleine Hoedenmakersstraat to Gent
  3. · Gazette deed Registered office moved from Drongen - Antoon Catriestraat to Brugge
All 8 events

Comparable companies

These companies have the same main activity as Xepla Invest: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3,990 and €4,480, founded in 2023.

CompanyTotal assetsGross margin
Xepla Invest Gent€4,116-€1,777
Inspired by Véronique Beveren-Kruibeke-Zwijndrecht€4,361-€291
BAZAAROLOGIE Schaarbeek€4,102-€9,601
Factoring Invest & Consulting Sint-Lambrechts-Woluwe€4,121-€3,401
IRIS Project Management Consultancy Waterloo€4,318-€14,041
Deulex Brussel€4,481-€4,256
PubliekGaan Antwerpen€3,992-€11,093
Full comparison

Key facts about Xepla Invest

What is the company number of Xepla Invest?
The company number of Xepla Invest is 0799.641.175. The VAT number is the same number with BE in front: BE 0799.641.175.
Where is Xepla Invest based?
The registered office is at Kouter 7, 9000 Gent.Company details
What does Xepla Invest do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Xepla Invest?
The legal form of Xepla Invest is Private limited company (BV).
When was Xepla Invest founded?
Xepla Invest was founded on 17-03-2023.
Is Xepla Invest still active?
Yes, Xepla Invest is an active enterprise in the KBO register.
What is the turnover of Xepla Invest?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Xepla Invest profitable?
In financial year 2025, Xepla Invest made a loss of €3,962.
Where can I find the annual accounts of Xepla Invest?
Xepla Invest filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Xepla Invest due?
Xepla Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.