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SFTM

Active
Private limited companyfounded 2015active for 11 yearsRue du Naimeux 22, 4802 Verviers, BelgiumKBO/BCE: BE 0634.982.586

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SFTM is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20,460 and a net result of €257,390. Equity has been shrinking by about 23% per year since 2018. If that trend continues, it turns negative around financial year 2027. Its solvency ranks better than 12% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

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SFTMActive
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Overview

Official details

KBO
Status
Active since 11-08-2015 Normal situation
Activity
Activities of holding companies NACE 64210and 2 others
Establishment unit
2.346.474.045 4802 Verviers, since 11-08-2015
Financial year end
31 December
Peppol
Reachable since 13-10-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€257,390
▲ 27×
Equity
€20,460
▼ 59.5%
Total assets
€376,211
▲ 228%
Filed on 10-07-2026, 21 days before the deadlineat the National Bank
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9750 sector peers (2025).
NBB · sector comparison
Position among 9750 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
9 days early
2023
27 days late
2022
30 days late
2021
2 days late
2020
17 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €9,697 to €257,390 ▲ 27× View
  • Caution: Lower solvency than 87% of companies in financial servicessector median 50.9% · 9,750 companies 5.4% View

Comparable companies

These companies have the same main activity as SFTM: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €334,000 and €466,000, founded between 2014 and 2016.

CompanyTotal assetsGross margin
SFTM Verviers€376,211€364,255
TITRES SERVICES WALLONIE Lasne€357,158€321,387
EM & EL CONSULT Zottegem€430,107€378,871
CVBIOCONSULTING Merelbeke-Melle€358,965€348,060
VEBACO Schoten€417,898€364,371
WOODPLEX Wevelgem€465,762€357,852
HTLR Retail Tessenderlo€334,437€355,466
Full comparison

Documents

Annual accounts at the NBB

All 10 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SFTM
What is the company number of SFTM?
The company number of SFTM is 0634.982.586. The VAT number is the same number with BE in front: BE 0634.982.586.
Where is SFTM based?
The registered office is at Rue du Naimeux 22, 4802 Verviers.Company details
What does SFTM do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of SFTM?
The legal form of SFTM is Private limited company (BV).
When was SFTM founded?
SFTM was founded on 11-08-2015.
Is SFTM still active?
Yes, SFTM is an active enterprise in the KBO register.
What is the turnover of SFTM?
The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €364,255 and 34 comparable companies (NACE 64210). It probably lies between €400,000 and €760,000.Financials
Is SFTM profitable?
In financial year 2025, SFTM made a profit of €257,390.
Where can I find the annual accounts of SFTM?
SFTM filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SFTM due?
SFTM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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