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Sterck Retail Invest Dendermonde

Active
Private limited companyfounded 1992active for 34 yearsPierre Corneliskaai 40, 9300 Aalst, Belgium10 active companies are registered at this addressKBO/BCE: BE 0447.951.245
Summary

Sterck Retail Invest Dendermonde has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148,857 and a net result of -€47,769. Equity is shrinking by about 6% per year across the filed financial years. Its solvency ranks better than 94% of 11,075 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Buying and selling of own real estate
NACE 68110
1 site
Size
€249,507turnover 2025
Equity
€148,857
Loss
-€47,769
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Accounts 135 days early1 of 3 deeds read
Why 69raises riskLoss of €47,769, the second in a row (financial year 2025)1 change of registered office in 24 monthsSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 11.53, cash €48,198Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 51% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 100+21
equity 95.3% of total assets
Liquidity 89+33
short-term debt 4.7% · cash 30.9%
Profitability 0-13
return on assets -30.6%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,211 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.4%▲ +0.2 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.3%▼ -0.1 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.4 percentage points vs 04-2026highest value 06-2026: 0.7%● unchanged vs 05-2026highest value 07-2026: 0.7%● unchanged vs 06-2026highest value 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity ample (current ratio 11.53, compared with 1.72 in 2024, above the usual 1.5; short-term debt: 4.7% and cash: 30.9% of total assets), and 4.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 90% on liquidity, 6% on profitability and 16% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €47,769, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 11.53, cash €48,198
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€47,769
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-12-2025, 135 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
135 days early
2024
15 days early
2023
11 days early
2022
16 days early
2021
30 days early
2020
21 days early
2019
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 14 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end17-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: DE VISSCHER Dirk Louis Marie…Appointments: STIJN STERCK (director) and…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Weakest financial yearnet -€47,769

Key points

  • Positive: Among the best 6% on solvencysector median 30.9% · 11,075 companies 95.3% View
  • Board changedlatest change 16-04-2026 · 2 in office 2 joined · 1 left View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€47,769 View
  • Caution: Turnover fell in 2025from €335,494 to €249,507 ▼ 25.6% View

By topic

Financials

Financial year
2025
Turnover
€249,507
Loss
-€47,769
Solvency
95.3%
Turnover▼ 25.6%
Net result
20192025
Go to Financials

Timeline

Events
37
Since
1994
Next accounts
by 30-04-2027
  1. 30-09-2025Liquidity more than 6 times
  2. 15-04-2025Annual accounts filed
  3. 19-04-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Buying and selling of own real estateNACE 68110
Founded
10-07-1992
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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