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MaLou-Invest

Active
Private limited companyfounded 1985active for 41 yearsNoorwegenstraat 22, 9940 Evergem, BelgiumKBO/BCE: BE 0427.103.470

From the official registers: KBO 41 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

MaLou-Invest has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.8m and a net result of €156,767. Equity has been growing by about 8% per year since 2018. Its solvency ranks better than 47% of 2,077 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 11-04-1985 Normal situation
Legal form
Private limited company
Registered office
Noorwegenstraat 22, 9940 Evergem
Activity
Advertising agencies NACE 73110and 1 other
Establishment unit
2.222.412.827 9940 Evergem, since 27-09-2013
Financial year end
31 December
Peppol
Reachable since 12-08-2026

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€3.6m
▼ 6.5%
Turnover
≈ €6.2m
estimated
Profit
€156,767
▼ 67.6%
Equity
€3.8m
▲ 4.3%
Total assets
€9.4m
▼ 1.8%
Staff
36.5 FTE
▲ 7.7%
2025 accounts filed 23 days before the deadline
Filed on 08-07-2026at the National Bank
Score breakdownlowers riskLiquidity: current ratio 2.20, cash €1.6mFounded in 1985Figures for financial year 2025 (filed on 08-07-2026)Equity €3.8m (40.4% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of small companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 65+2
equity 40.4% of total assets
Liquidity 68-4
short-term debt 15.9% · cash 17.0%
Profitability 71-4
return on assets 1.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (721 companies, NACE 73, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €360,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.2 (2.65 in 2024), above the usual 1.5. Short-term debt is 15.9% and cash 17% of total assets. However, 59.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small). It does better than 46% of them on solvency, 80% on liquidity, 61% on profitability and 54% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.20, cash €1.6m
NBB · annual accounts
lowers risk · Founded in 1985
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 08-07-2026)
NBB · annual accounts
lowers risk · Equity €3.8m (40.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
22 days early
2023
on the day
2022
5 days early
2021
21 days early
2020
10 days early
2019
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €484,217 to €156,767 ▼ 67.6% View
  • Positive: More equity than 95% of companies in advertising and market researchsector median €166,515 · 2,080 companies €3.8m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Flemish supportawarded from 2022 to 2025 €69,533 View

Documents

Annual accounts at the NBB

All 41 annual accounts

Articles and registers

Key facts about MaLou-Invest

What is the company number of MaLou-Invest?
The company number of MaLou-Invest is 0427.103.470. The VAT number is the same number with BE in front: BE 0427.103.470.
Where is MaLou-Invest based?
The registered office is at Noorwegenstraat 22, 9940 Evergem.Company details
What does MaLou-Invest do?
According to the KBO register, the main activity is advertising agencies (NACE 73110).
What is the legal form of MaLou-Invest?
The legal form of MaLou-Invest is Private limited company (BV).
When was MaLou-Invest founded?
MaLou-Invest was founded on 11-04-1985.
Is MaLou-Invest still active?
Yes, MaLou-Invest is an active enterprise in the KBO register.
How many employees does MaLou-Invest have?
MaLou-Invest had an average of 36.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MaLou-Invest?
The turnover in financial year 2025 is ≈ €6.2m. This figure is estimated from the gross margin of €3.6m and 1,586 comparable companies of the same size. It probably lies between €4.2m and €10.0m. It is a rough estimate.
Is MaLou-Invest profitable?
In financial year 2025, MaLou-Invest made a profit of €156,767.
Where can I find the annual accounts of MaLou-Invest?
MaLou-Invest filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of MaLou-Invest due?
MaLou-Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as MaLou-Invest: advertising agencies (NACE 73110). They are comparable in size and age: total assets between €4.8m and €17m, founded between 1984 and 1998.

CompanyTotal assetsGross margin
MaLou-Invest Evergem€9.4m€3.6m
SAYCOM Manage€6.9m€3.4m
BBDO Sint-Jans-Molenbeek€16.0m€3.5m
INPRESS Laakdal€6.1m€3.5m
MARKER Roeselare€5.4m€2.0m
PUBLIROUTE Asse€17.2m€3.8m
QUATRIEME DIMENSION Namur€4.8m€3.4m
Full comparison

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