Financials
- Financial year
- 2025
- Total assets
- €84,752
- Profit
- €10,514
- Solvency
- 15.3%
Total assets▲ 55.7%
Net result
20192025
SMART RENOV
ActiveSummary
The computed 12-month bankruptcy probability of SMART RENOV is 1.9% (moderate). The 2025 annual accounts show equity of €12,970 and a net result of €10,514. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 17,021 sector peers (NACE 68, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Development of non-residential building projects
NACE 68122
2 sites
Size
€84,752total assets 2025
- Equity
- €12,970
- Profit
- €10,514
Turnover not published (micro format)
Structure
2025 accounts filed 70 days late1 of 4 deeds summarised
Why 55raises riskLast filed accounts filed 70 days late; 3 of the last 3 lateLiquidity: current ratio 1.18, cash €929, halved2 establishment unitslowers riskSector: Real estate activities (NACE 68)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 56% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency
40+10
equity 15.3% of total assets
Liquidity
5-4
short-term debt 84.7% · cash 1.1%
Profitability
84+84
return on assets 12.4%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%lowest value
12-2024: 0.7%● unchanged vs 11-2024
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.8%▲ +0.1 percentage points vs 04-2025
06-2025: 0.7%▼ -0.1 percentage points vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025
08-2025: 1.1%▲ +0.3 percentage points vs 07-2025
09-2025: 1.4%▲ +0.3 percentage points vs 08-2025
10-2025: 1.5%▲ +0.1 percentage points vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.4%▼ -0.1 percentage points vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.5%▲ +0.1 percentage points vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.4%▼ -0.1 percentage points vs 05-2026
07-2026: 1.4%● unchanged vs 06-2026
08-2026: 2.0%▲ +0.6 percentage points vs 07-2026
09-2026: 2.5%▲ +0.5 percentage points vs 08-2026highest value
10-2026: 1.9%▼ -0.6 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.18, compared with 1.05 in 2024, below the usual 1.5; short-term debt: 84.7% and cash: 1.1% of total assets), and 84.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 36% on solvency, 8% on liquidity, 81% on profitability and 98% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 70 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-10-2026, 70 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
70 days late
2024
60 days late
2023
39 days late
2022
29 days late
2021
70 days late
2020
86 days late
2019
48 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Legal-form change · NameAmendment of the articles ·…
- Back to profitnet €10,514
Key points
By topic
Timeline
- Events
- 12
- Since
- 2020
- Next accounts
- by 31-07-2027
- 29-09-2025Annual accounts filed
- 31-12-2024Weakest financial year
- 08-09-2024Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Development of non-residential building projectsNACE 68122
- Founded
- 11-02-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 26
- Who signs
- Each director alone
- Purpose
- “Uitbating van taxibedrijf en limousine, ubersysteem en onlinediensten; Het uitbaten van…” (deed in Dutch)
Key facts about SMART RENOV
- What is the company number of SMART RENOV?
- 0720.578.752. In Belgium the VAT number is the company number with BE in front: BE 0720.578.752.
- Where is SMART RENOV based?
- The registered office is at Vlaanderenstraat 28, 1800 Vilvoorde.Company details
- What does SMART RENOV do?
- According to the KBO register, the main activity is development of non-residential building projects (NACE 68122).
- What is the legal form of SMART RENOV?
- Private limited company (BV).
- When was SMART RENOV founded?
- On 11-02-2019.
- Is SMART RENOV still active?
- Yes, SMART RENOV is an active enterprise in the KBO register.
- What is the turnover of SMART RENOV?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is SMART RENOV profitable?
- In financial year 2025, SMART RENOV made a profit of €10,514.
- Where can I find the annual accounts of SMART RENOV?
- SMART RENOV filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SMART RENOV due?
- By 31-07-2027, for financial year 2026.Timeline
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